Do I need to repair or clean out my Greenfield house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what work the house needs and what is still inside.
Greenfield, MA · Seller FAQ
USA Home Buyers buys houses as-is in Greenfield and Franklin County. These answers cover repairs, what you may keep, the Massachusetts deeds excise, foreclosure timing, and local records.
Call 888-274-5006 or use the form to ask about a Greenfield house.
Share the address, what you know about the house, and the question you are trying to answer.
We'll give you a written cash offer within 24 hours.
Money and choices
Your net proceeds depend on the written price and the obligations tied to the property. A listing price is not the amount you keep. Compare possible listing and cash-sale numbers using your own repair, selling-cost, payoff, and carrying-cost assumptions.
When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
Compare possible Greenfield net proceeds in the calculator →Compare the Cash Offer and EZ Sale →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Greenfield calculator →
Questions about the two options? Call 888-274-5006.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what work the house needs and what is still inside.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
We give written cash offers in 24 hours. The offer and written terms let you review the price and responsibilities before you decide.
What you keep is the net amount after the sale price and property obligations are accounted for. A listing price is not the same as net proceeds; compare the written sale price with the payoff, liens, back taxes, your current property-tax share, and the costs of each sale path.
When you sell to us, we pay the closing costs, including the Massachusetts deeds excise. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
A sale may still be possible if the loan can be paid off before the auction. Most Massachusetts foreclosures use the mortgage's power of sale, without a judge deciding the case. The lender usually files a Servicemembers case in Land Court first, but that case only checks whether the owner is protected as a servicemember. For an eligible owner-occupied home with one to four units, the lender must send a right-to-cure notice and allow 90 days to cure before accelerating the loan. This right is available once in a five-year period. A loan-modification review can extend that to as long as 150 days for certain riskier loans. The sale is a public auction run by the lender or its agent or attorney. Notice is published once a week for three weeks, starting at least 21 days before the sale, and mailed to the owner at least 14 days before. The right to redeem ends at the sale. Have the title company or an attorney confirm the current sale date and amount needed. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Greenfield foreclosure questions → · Massachusetts foreclosure law and deadlines →
Yes. You can call before every document is gathered. Start with the Greenfield address, the condition you know, who is involved, and any notice or deadline you are working with.
Start with who lives there, what you know about the lease, and any timing or notice question. That gives us the occupancy context for a conversation about the property.
For a question about a recorded deed, mortgage, or lien on a Greenfield property, start with the Franklin County Registry of Deeds. The City of Greenfield Treasurer/Collector handles real-estate tax collection, water and sewer bills, and related city collection questions. A title company or attorney can confirm the payoff and closing treatment for a specific sale.
More detail
You can call before you have every paper or decision ready. Tell us what is happening with the Greenfield house, and we can start with the facts you know.
Call 888-274-5006 or use the form.
We'll give you a written cash offer within 24 hours.
Start with the address and the question you want answered.