Greenfield, MA · How the sale works
How Selling Your Greenfield House to Us Works
USA Home Buyers buys houses as-is in Greenfield and Franklin County, Massachusetts. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the property address and the situation around it. You do not need every ownership, occupancy, payoff, or timing question settled before the first conversation.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know about the property.
The sale, step by step
From the property conversation to settlement
1. Talk through the house and the situation
We ask about condition, occupancy, access, ownership, and timing. Mention an estate, mortgage payoff, lien, tax account, notice, or move date if it may affect the sale. Start with what you know; unanswered questions can be identified as the property is reviewed.
2. Review the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, and costs before you decide whether to proceed.
3. Let the title company check title and payoffs
If you choose to move forward, the title company checks the deed, who can sign, mortgage payoffs, recorded liens, and property-tax or other balances that may affect the settlement figures. It can tell you which statements or estate documents are needed for this property.
4. Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Greenfield calculator →
Questions about the two options? Call 888-274-5006.
Greenfield and Franklin County details
Local records that can affect title and settlement
Greenfield land records are kept by the Franklin County Registry of Deeds. The City of Greenfield Assessor handles valuation records; the Treasurer/Collector handles city tax collection and related account questions. If the house is inherited, has a recorded lien, or has a city balance, share the papers you have. The title company checks what applies to this sale and who needs to sign.
- Franklin County Registry of Deeds ↗ — deeds, mortgages, liens, and other recorded land documents.
- City of Greenfield Assessor ↗ — valuation and property-characteristic records.
- City of Greenfield Treasurer/Collector ↗ — city tax, water, sewer, and collection-account questions.
Closing numbers
What the settlement figures include
The settlement sheet (closing statement) lays out the sale price and the amounts credited, paid, or allocated at closing, including mortgage payoffs, liens, taxes, and closing costs. We review that sheet with you so you can see how the numbers break down.
Massachusetts calls its deed transfer tax the deeds excise. For a taxable deed over $100, the standard rate is $2.28 for each $500 or fraction of $500, which is $4.56 per $1,000. The excise is paid when the deed is recorded. State law places it on the person who signs the deed, ordinarily the seller in a home sale. Some transfers are treated differently, so the closing professional confirms the amount.
When you sell to us, we pay the closing costs.
That does not pay your mortgage payoff, liens, back taxes, or share of current property taxes; those remain separate property-specific items in the closing review.
Sources: Massachusetts General Laws, c. 64D, §1 — deeds excise rate and exceptions ↗ · §2 — person subject to the excise ↗
Compare the sale price with possible net proceeds using the Greenfield home-sale calculator.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Questions and contact
Questions about selling your Greenfield house
Can I start before every property question is settled?
Yes. Call 888-274-5006 or use the form with what you know. You can start the conversation before ownership, occupancy, payoff, lien, or timing questions are all settled.
How soon will I get a written cash offer?
We give written cash offers in 24 hours. You receive written terms before you commit, so you can review them before deciding whether to proceed.
Who checks the deed, payoffs, liens, and who can sign?
The title company checks the deed, signing authority, mortgage payoffs, recorded liens, and the details needed for settlement. If an estate or another legal question is involved, share what you have; the title company can identify what needs follow-up with an attorney or public office.
How do I know what I will receive at settlement?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays the Massachusetts deeds excise when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate items.
Read about a situation that may affect your sale, or call 888-274-5006.
- Inherited property →
- Foreclosure →
- Divorce sale →
- Tenant-occupied house →
- Code violations →
- Fire damage →
- Property liens →
- Greenfield net-proceeds calculator →
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.