What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to restore the house or haul fire debris before selling to us.
Tell us what parts of the house were affected and what you know about its condition. We can discuss the property without asking you to arrange cleanup or repairs first.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the address, what happened, and any access restrictions or notices you know about.
- We discuss the damage and review the house as it stands. You receive written offer terms before you decide whether to commit.
- If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Safety, inspections, and local contacts
Do not enter a structure that officials have restricted or that may be unsafe. Follow the fire or building official’s directions for the actual property before re-entering or starting cleanup, repairs, or demolition.
Hillsdale City and Hillsdale Township are separate local units. Check which municipality the property is in before relying on a City requirement; confirm the responsible office and applicable requirements for the address and work.
City of Hillsdale Code Enforcement
For a property inside the City, use this contact route for code questions. The City lists (517) 437-6455. Confirm what applies to the specific address.
City Code Enforcement →Hillsdale County Inspection
The County lists (517) 437-4130 for its inspection office. Confirm whether it handles the property and what requirements apply to the planned work.
Hillsdale County Inspection →
Compare rebuilding with selling as-is
Put written cleanup, repair, or rebuilding estimates beside the written offer and terms. Consider access limits, requirements from your insurer or mortgage servicer, the time involved, and costs while you decide. The calculator compares estimated net proceeds using your editable assumptions; it is for planning, not an insurance payout or contractor estimate.
Hillsdale seller reviews and questions
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Hillsdale, MI?
Yes. USA Home Buyers buys houses as-is in the City of Hillsdale and Hillsdale County, Michigan. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
Do not enter a structure that officials have restricted or that may be unsafe. Follow the fire or building official’s directions for the property before re-entering or starting cleanup, repairs, or demolition.
What happens after I contact USA Home Buyers?
We discuss the damage and any access limits with you. We'll give you a written cash offer within 24 hours. You receive written terms before you commit, and closing is through a title company if you choose to proceed.
How should I compare rebuilding with selling as-is?
Compare written cleanup, repair, or rebuilding estimates with the written offer and its terms. Consider access restrictions, requirements from your insurer or mortgage servicer, and costs while you decide. Use the Hillsdale home-sale net proceeds calculator with your own planning assumptions; it is not an insurance payout or contractor estimate.
Talk with us about the Hillsdale house
Call 888-274-5006 or send the address and tell us what you know about the fire damage.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what you know about the house and fire damage.