Hillsdale, MI · Hillsdale County · How it works

How Selling Your Hillsdale House to Us Works

USA Home Buyers buys houses as-is in the City of Hillsdale and Hillsdale County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Tell us what you know about the address, condition, occupancy, access, and timing. You can begin before every property question is settled.

Questions before documents are ready? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address, condition, occupancy, and timing so we can start with the actual property.

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From first conversation to settlement

The sale, step by step

  1. Step 1: Talk through the house and what is happening

    Start with the address, condition, who lives there, access, and the timing you have in mind. You can call or use the form before every property question is settled. If the house is inherited, in foreclosure, or occupied by tenants, tell us what you know; you can start the conversation before those details are resolved.

  2. Step 2: Review the written offer and terms

    We give written cash offers in 24 hours. We buy houses as-is, so you do not need to repair, clean, or clear out the house to sell to us. Read the written price, responsibilities, possession, timing, and costs before you decide whether to proceed.

  3. Step 3: Let the title company check title and payoffs

    You get a written offer and written terms before you commit, and we close through a title company. The title company checks the deed, who can sign, mortgage payoffs, liens, property taxes, and the documents needed for closing. Keep any current payoff statements, lien notices, tax notices, or estate papers available so the right questions can be answered for this property.

  4. Step 4: Go through the settlement sheet

    A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. The title company confirms the final figures.

  5. Step 5: Sign and close through the title company

    If you choose to proceed, sign the closing papers through the title company and follow its instructions for receiving the sale proceeds. You're going to get a fair price and not have to do anything. Just show up at settlement.

Two ways to sell to us

Compare the Cash Offer and EZ Sale

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Cash Offer

USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs.

EZ Sale

Goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.

EZ Sale showings: Yes, partner visits.

Either way, compare the written numbers and choose what works for you. Compare possible Hillsdale sale proceeds with the home-sale calculator →

Local details that can affect the steps

Hillsdale City and County property questions

An inherited sale can often move before probate ends

An appointed personal representative can generally sell estate real estate during administration without a separate court order, while acting for the estate and following the will and any court restrictions. A state or county public administrator needs court approval before selling estate real estate. That can let an estate discuss a sale before probate is finished.

Being named in a will does not by itself give someone the personal representative's powers. The deed, will, and current appointment papers determine who may sign. The Hillsdale County Probate & Family Court ↗ publishes its local office route; the title company checks which documents apply to the closing. See Michigan law on appointment ↗, estate-property powers ↗, sale authority ↗, and supervised administration ↗. For more on the steps, read the Hillsdale inherited-property guidance.

Bring lien, payoff, or tax notices into the title review

The title company checks recorded documents, mortgage payoffs, liens, and property-tax details for the sale. The Hillsdale County Register of Deeds handles recorded-document records, and the County Treasurer publishes delinquent-tax and foreclosure information. The City Treasurer directs delinquent prior-year real-property-tax questions to the County Treasurer. A balance, notice deadline, or sale status depends on the parcel, so use the current notice and ask the right office to confirm it. Hillsdale County Register of Deeds ↗ Hillsdale County Treasurer ↗ Hillsdale City Treasurer ↗. If a foreclosure notice is part of the situation, see the Hillsdale foreclosure and sale-deadline guidance.

Before signing

Review the settlement figures and Michigan transfer taxes

Read the settlement sheet line by line: the sale price, mortgage and other payoffs, liens, taxes, closing costs, and amount scheduled for disbursement. The title company confirms the final figures. Ask about any line you do not recognize before signing.

For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. The seller is generally responsible under state law. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale. Michigan state transfer-tax law ↗ Michigan county transfer-tax law ↗.

When you sell to us, we pay the closing costs.

That does not pay your mortgage, liens, back taxes, or share of current property taxes; those remain separate settlement figures.

When things get difficult

We stay with the process

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

What sellers say about USA Home Buyers

Questions and contact

Hillsdale home-sale process questions

Can I start before I have every property detail settled?

Yes. Start with the address and what you know about the condition, occupancy, access, and timing. You can call or use the form before every property question is settled. We will give you a written cash offer within 24 hours.

What happens after I contact USA Home Buyers?

We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. If you choose to proceed, the title company checks title and coordinates closing documents.

How do the Cash Offer and EZ Sale differ?

Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. EZ Sale showings: Yes, partner visits.

Who can sign for an inherited Hillsdale house?

An appointed personal representative can generally sell estate real estate during administration without a separate court order, while acting for the estate and following the will and any court restrictions. A state or county public administrator needs court approval. The deed, will, and current appointment papers determine who may sign; being named in a will does not by itself give someone the personal representative’s powers.

What transfer taxes apply to a Michigan house sale?

For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. The county tax is generally another 55 cents for each $500, or part of $500. State and county exemptions are separate, so the property's county, sale value, and any exemption need to be checked for the actual sale. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

What will I see on the settlement sheet?

We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. The sheet shows the price, payoffs, taxes, costs, and amount scheduled for disbursement.

Do I have to repair or clean out the house first?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

If the house is occupied by tenants, you can start before deciding what to do about the tenancy. Read the Hillsdale tenant-occupied sale guidance.

For a step-by-step seller overview, see the Hillsdale house-selling guide or return to the Hillsdale seller overview.

Ready to talk through your Hillsdale house?

Call 888-274-5006 or use the form with the address, condition, occupancy, and timing. Questions before documents are ready are welcome.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with what you know about the property and the sale.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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