Hillsdale, MI · Foreclosure
Can I Sell My Hillsdale House in Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes, a sale may still be possible if the required payoff and closing can happen before the applicable deadline. If a sheriff’s sale has already happened, the redemption period is a separate deadline: in a foreclosure by advertisement, six months after the sale is most common, but shorter and longer periods apply. Redemption takes the sale amount plus required interest and charges, not just the missed payments. Have a title company or attorney confirm your sale status, exact deadline, and amount before relying on a closing date.
We buy houses as-is in the City of Hillsdale and Hillsdale County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form to request a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the Hillsdale address and the foreclosure or tax notice and date you received.
How we work toward closing
You do not need to repair or clean out the house before asking us to review it. We give you a written offer and written terms before you commit, and closing is through a title company.
If you want to proceed, we work with the title company on the payoff and title details. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Mortgage foreclosure or delinquent property taxes?
A mortgage foreclosure concerns the home loan and may lead to a sheriff's sale. Delinquent property taxes are a separate matter with their own notices and dates. Do not use a mortgage foreclosure or redemption deadline to calculate a tax deadline; check the tax notice with the Hillsdale County Treasurer.
Michigan's foreclosure-by-advertisement redemption period is six months after the sale in the most common cases, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just missed payments. A title company or attorney can check the sale status, exact deadline, and amount needed for your property.
Michigan State Housing Development Authority: stages of foreclosure ↗·MCL 600.3240: redemption periods and amounts ↗·MCL 600.3220: adjournment of a sale ↗
Back taxes and liens
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
That does not change a separate tax notice or its dates. If the County has sent you a delinquent-tax notice, share it promptly so the title company can review the balance and timing with the other payoff information.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We can look at the current lender payoff and title details with you. Any lender decision about a payoff is specific to that lender, property, and case.
What happens next
- Call us or send the property address, the notice you received, and any sale date shown on it.
- We review the property and give you written offer terms before you commit.
- If you choose to move ahead, the title company reviews title, payoff, and closing details with us.
- We use the agreement to ask for a postponement while working toward closing. Have the party handling the sale confirm any change to the date.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Hillsdale County property-tax contact
The Hillsdale County Treasurer handles county tax questions, including delinquent real-property-tax information. For a mortgage sale date, use the notice and confirm the current status with the party handling the sale or a title company.
Hillsdale County Treasurer33 McCollum St., Room 205
Hillsdale, MI 49242
(517) 437-4700Hillsdale County Treasurer information ↗
Compare possible proceeds
Use your own sale price, payoff, and cost assumptions to estimate possible net proceeds. The calculator is a planning tool, not a property-specific offer.
Open the Hillsdale home-sale net-proceeds calculator →Questions about selling a Hillsdale house in foreclosure
Can I sell my Hillsdale house before a sheriff’s sale?
A sale may still be possible if the required payoff and closing can be completed before the applicable deadline. Share the notice and sale date with us so we can review the timing with the title company.
Does signing an agreement of sale postpone a Michigan sheriff’s sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
How long do I have to redeem after a Michigan sheriff’s sale?
In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just missed payments. Have a title company or attorney confirm the exact deadline and amount for your property.
Is a mortgage foreclosure the same as a Hillsdale County tax sale?
No. A mortgage foreclosure and a delinquent-property-tax matter are separate processes with separate notices and deadlines. Do not use a mortgage redemption period to work out a tax deadline. The Hillsdale County Treasurer handles questions about delinquent real-property-tax information.
Do I have to pay back taxes before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A separate tax notice still has its own status and dates; send it to us promptly so it can be reviewed.
What if my mortgage payoff is more than my Hillsdale house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current payoff and title details with you.
Read our Google reviews or call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and timing that matters so we can review the next step.