Hobart, IN · Lake County · Seller questions
Hobart is in Lake County, Indiana. These answers cover what you may keep, repairs, closing costs, estate papers, tenants, liens, and foreclosure.
Call 888-274-5006 with a question about the house, or use the form. You can start with what you know so far.
Tell us what is happening with the house and what you want to figure out.
Money and choices
Your mortgage payoff, liens, back taxes, and share of current property taxes affect what you keep. Compare the written Cash Offer and EZ Sale numbers and use the calculator to compare possible proceeds for your house.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Hobart calculator →
Questions about the two options? Call 888-274-5006.
What you keep depends on the sale price and amounts tied to the house, including a mortgage payoff, liens, back taxes, and your share of current property taxes. Compare the written numbers for Cash Offer and EZ Sale, then use the calculator to compare possible proceeds for your situation.
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
Indiana has a property-transfer filing fee that is usually $20; some transfers are exempt. The filing goes to the Lake County Auditor for property-tax records. Deed recording and other closing charges are separate, and the closing professional handles the paperwork. When you sell to us, we pay the closing costs.
Sources: Lake County Auditor — Real Estate
Yes, in some cases. If the probate court appointed you as personal representative and the estate is not under ongoing court supervision, you can generally sell estate property without a separate sale order. The will may also give you authority to sell; if neither applies, a court order may be needed. A transfer-on-death deed recorded before the owner dies may pass the house to the named beneficiary outside probate. We can look at the house and papers with you. If you need an estate attorney, we can help you find one.
Sources: Indiana Code §§ 29-1-7.5-3(a)(25), 29-1-15-2 and -3; Indiana Code § 32-17-14-11
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. The lease, rent, and security-deposit balance also need to be accounted for at closing.
You may still have time before the sheriff's sale. Indiana mortgage foreclosures go through court. Before the sale, an owner can redeem the property by paying the full judgment, interest and costs through the clerk or sheriff, depending on the stage of the case. Paying only overdue installments is not the same thing. A sale needs to close and resolve the debt in time, so the actual payoff and sheriff's-sale date matter.
Sources: Indiana Code § 32-29-7-7; Indiana Court of Appeals, Wells Fargo Bank v. Tippecanoe Associates
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage, liens, back taxes, and share of current property taxes remain separate from closing costs.
Start with a question
Tell us what is going on with the Hobart house and what is worrying you. We can talk through the property, lease, or papers with you.
Not sure? Call us — we'll sort it out with you. 888-274-5006
Local help
The Lake County Circuit Court Probate Division handles estate matters. The Lake County Auditor handles property-transfer filings for property-tax records.
Contact Probate about an estate or guardianship matter.
Find information about Indiana property-transfer filings and property-tax records.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More detail
For seller feedback, see the Hobart reviews.
Call 888-274-5006 or return to the form. We can talk through the house before you have every detail figured out.