Sell without cleanup, repairs, or hauling debris
You can talk with us while the fire damage is still there. We buy the house as-is, so you do not have to arrange cleanup, repairs, or debris hauling before selling to us.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk through the fire damage with you.
- You get a written offer and written terms before you commit, and we close through a title company.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
Hudson safety and permit questions
If fire or building officials have restricted access or said the house is unsafe, stay out and follow their directions.
For a City of Hudson property, the City Code Enforcement Department is at 77 N. 7th Street, Suite 2, Hudson, NY 12534. The department handles dwelling inspections and building and other permit applications, including Historic Preservation Certificate of Appropriateness applications.
Compare rebuilding with selling as-is
If you are weighing rebuilding against selling, compare a repair estimate and cleanup costs with the written sale terms and what you would keep after costs. The calculator can help compare listing with an as-is sale using assumptions you choose.
Compare Hudson sale proceeds with the home-sale calculator →
Reviews and questions
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Fire-Damaged House Questions in Hudson, NY
Can I sell a fire-damaged house in Hudson, NY as-is?
Yes. USA Home Buyers buys houses as-is in the City of Hudson and Columbia County, New York. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I contact USA Home Buyers?
We talk through the fire damage with you. You get a written offer and written terms before you commit, and we close through a title company.
Can I enter the house if it may be unsafe after a fire?
If fire or building officials have restricted access or said the house is unsafe, stay out and follow their directions.
What should I compare before rebuilding or selling?
If you are weighing a rebuild against a sale, compare a repair estimate and cleanup costs with the written sale terms and what you would keep after costs. The Hudson calculator compares a listing with an as-is sale using your own planning assumptions.
Talk through the damage or request written terms
Call 888-274-5006 or use the form to tell us about the property.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.