Hudson, NY · Columbia County · How the sale works

How Selling Your Hudson House to Us Works

USA Home Buyers buys houses as-is in the City of Hudson and Columbia County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know; you do not need every property question settled before the first conversation.

Call 888-274-5006. We answer 24/7.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the address and what you know about the property.

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From first conversation to settlement

The sale, step by step

  1. Tell us about the house

    Start with the Hudson property address, its condition, who lives there, access, and the timing you have in mind. Tell us what you know about a payoff, lien, estate, tenant, or notice. You can start the conversation before every property question is settled.

  2. Talk through the property

    We talk about the house as it sits, including repairs, occupancy, access, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Then we can compare the sale choices with you.

  3. Read the written offer and terms

    We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.

  4. Work through title and payoffs

    The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money against the property. Share current statements or notices when you have them.

  5. Review the settlement sheet and close

    The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.

Two ways to sell to us

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneYes, partner visits
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerYou get a written offer and written terms before you commit, and we close through a title company.You get a written offer and written terms before you commit, and we close through a title company.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Hudson and Columbia County details

Check the record with the right local office

Hudson is Columbia County's county seat, but the city and county maintain separate tax, assessment, code, and recording offices. A Hudson mailing address does not by itself tell you whether a parcel is inside the City of Hudson. For tax records, check the office and parcel boundary that fit the property; the title company reviews what applies to the sale.

Closing numbers

Understand the settlement figures and transfer taxes

The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other listed charges, and the amount scheduled for disbursement. Ask the title company about any line you do not recognize; it confirms the final numbers.

New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; applicable local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer.

When you sell to us, we pay the closing costs.

That does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.

Read New York State's real estate transfer tax information ↗

When the process gets difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and contact

Find the next step for your Hudson house

Call 888-274-5006 or use the form above with the address and what you know. You can ask questions before every property detail is settled.

Hudson, NY Home Sale Net Proceeds Calculator

Calculator

Compare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.

Compare estimated proceeds from a listing and an as-is sale with editable assumptions. The calculator uses estimates; enter figures that fit the property.

Hudson sale-process questions

Can I start before every property question is settled?

Yes. Call 888-274-5006 or use the form above with the address and what you know about condition, occupancy, and timing. Payoff, lien, or estate details can still be gathered.

What are the Cash Offer and EZ Sale choices?

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.

What does the settlement sheet show?

It brings together the sale price, payoffs, taxes, liens, other listed charges, and the amount scheduled for disbursement. Ask about any line you do not recognize before signing.

What transfer taxes apply to a New York house sale?

New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; applicable local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs. That does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.

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