Hudson, NY › Foreclosure
Can I Sell My House in Foreclosure in Hudson, NY?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
Yes. You may still sell before a New York mortgage foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York mortgage foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live in the house and are in foreclosure or two or more months behind, New York’s Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor.
We buy houses as-is in Hudson and Columbia County, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
Call 888-274-5006 — We Answer 24/7How we help you work toward closing
We look at the house as-is and review your court papers, tax notice, and mortgage payoff with you. A signed agreement does not change the auction date by itself; we use the agreement to ask for a postponement.
If you want to move forward, the title company reviews ownership, current payoff figures, liens, and closing details with us. We work with you toward closing.
Is the notice about a mortgage foreclosure or property taxes?
A mortgage foreclosure is a court case about the home loan. A property-tax matter is a separate process with its own notice and deadline. A postponement request in the mortgage case does not change a property-tax deadline.
To stop a mortgage foreclosure by paying the lender, New York Courts say you must pay the full amount owed, including applicable interest, fees, and costs. A sale before the auction may help protect your equity if the payoff and other closing obligations can be covered.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens next
- Contact us. Call or use the form to tell us what is happening with the Hudson house.
- Review written terms. We review the house as-is and provide a written offer and written terms before you commit.
- Check title and payoff. The title company reviews ownership, the current mortgage payoff, liens, and the requirements for closing.
- Work toward closing. If title, payoff, and timing allow the sale to proceed, we work with you and the title company toward closing.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. No agent commissions when you sell to us. No fees.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local offices and official information
The New York Courts’ foreclosure-judgment guidance explains the payoff needed to stop a sale and how to ask the court to stop one. The text of New York’s Home Equity Theft Prevention Act covers the investor-sale cancellation period.
For Hudson property-tax balances, contact the City Treasurer’s Office or read the City tax information. Hudson City School District property taxes are billed separately.
Compare possible sale proceeds
Estimate possible sale proceeds with the Hudson calculator → We can review the payoff and closing numbers with you.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about foreclosure in Hudson, NY
Can I sell my Hudson house before a mortgage foreclosure auction?
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think. A sale may still be possible before the auction if the mortgage payoff and other closing obligations can be covered. New York mortgage foreclosures go through court, and a referee conducts the sale.
Does a mortgage foreclosure postponement change a property-tax deadline?
No. A mortgage foreclosure is a court case about the home loan; a property-tax matter is separate and has its own notice and deadline. A postponement request in the mortgage case does not change a property-tax deadline.
What if I live in the house and need to cancel an investor sale?
If you live in the house and are in foreclosure or two or more months behind, New York’s Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. That period is separate from a mortgage auction date and any property-tax deadline.
What if my mortgage payoff is more than my Hudson house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Do I have to pay back taxes before selling to you?
You don’t need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Mortgage payoff, liens, back taxes, and your share of current property taxes remain separate from the closing costs we pay.
Talk with us about the Hudson property
Call 888-274-5006 or tell us what is happening with the Hudson house.
We give written cash offers in 24 hours.
Tell us what is happening with the Hudson house.