City of Jamestown · Chautauqua County, New York
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses with liens or back taxes in the City of Jamestown and Chautauqua County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every payoff paper.
Call 888-274-5006 to talk through the property.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Your lender, lienholder, or tax office provides current payoff amounts and release instructions. The title company works with them on the sale's closing figures. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay.
A recent tax bill or notice, lien or mortgage statement, payoff letter, or court notice can help us find the right account and contact. If all you have is the property address, start there. You can call before you have everything.
Your lender or lienholder can provide the current payoff amount and release instructions. For property taxes, the City Treasurer or County Real Property Tax Department can help with the account. The Chautauqua County Clerk records deeds and mortgages, and the title company works with the relevant creditors and offices on payoff details for closing.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the address and which bill, lien, or notice is worrying you. You can call before you have all the paperwork or know the full payoff.
You get a written offer and written terms before you commit, and we close through a title company.
The title company checks ownership records and works with your lender, lienholders, and tax offices to get current payoff and release details for the sale.
The closing statement lists the sale price, payoffs, taxes, transfer taxes, and other transaction costs. We always review the settlement sheet with you and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. The sale then closes under the written terms you accepted.
The Jamestown City Treasurer and Chautauqua County Real Property Tax Department handle different tax accounts. If you are not sure which office has your notice, call us — we'll sort it out with you.
The City Treasurer collects current City and County real-property taxes and delinquent City, County, and School real-property taxes. Chautauqua County Real Property Tax provides tax lookup, rolls, and bills. The City Assessor handles city assessment and tax-map questions.
The Chautauqua County Clerk records land documents, including deeds and mortgages, and provides land-recording information.
Chautauqua County has a separate tax-foreclosure process and publishes information about surplus after a tax-foreclosure auction. A lender's mortgage foreclosure is a New York court case, and a referee conducts the sale. If you are not sure which notice you have, call us — we'll sort it out with you.
For county tax-foreclosure information, contact Chautauqua County Real Property Tax. For mortgage-court papers, the New York Courts foreclosure-judgment guide explains the court process.
Chautauqua County tax-foreclosure informationNew York Courts foreclosure judgmentsCounty Real Property Tax contact
New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
Use the Jamestown home-sale net proceeds calculator with your own estimates for sale price, mortgage payoff, liens or taxes, repairs, cleanout, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Your lender or lienholder provides the current payoff amount and release instructions. The City Treasurer or Chautauqua County Real Property Tax Department can help with tax-account questions, and the title company works with the relevant creditors and offices on closing details.
Yes. Start with the property address and whatever tax bill, lien notice, mortgage statement, or court paper you have. You can call before you have everything.
No. Chautauqua County tax foreclosure is separate from a lender’s mortgage-foreclosure case in New York court. A referee conducts the mortgage-foreclosure sale. If you are not sure which notice you have, call us and we’ll sort it out with you.
The Jamestown City Treasurer and Chautauqua County Real Property Tax Department handle different tax accounts. The Chautauqua County Clerk records land documents such as deeds and mortgages.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Call 888-274-5006 or use the form above. Start with the Jamestown address and whatever notice or payoff information you have.
For more local seller questions, see the Jamestown FAQ or the Jamestown places and local offices page.