What we take on
A fire can leave smoke cleanup, repairs, and debris to deal with. You do not have to clean out the house, make repairs, or haul debris before selling to us. Tell us what happened and what parts of the property can be safely accessed; we review the house in its current condition.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access restrictions, and your timing. We discuss the property as it stands and provide written offer terms before you commit; the closing is through a title company.
When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage balance, liens, back taxes and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can compare the written terms before deciding.
Kearney safety, repair, and records contacts
Do not enter a structure that may be unsafe. Follow directions from fire or building officials, utilities, and your insurer. Before cleanup, repairs, demolition, or returning to the house, ask the City of Kearney which permits or inspections apply to this property and work.
- City of Kearney official website → Contact the city about building safety, repair, and permit questions for the property.
- Buffalo County Register of Deeds → for county land-records and recording information.
- Buffalo County Assessor → for property-assessment information.
- Buffalo County Treasurer → for property-tax information.
Compare rebuilding with selling as-is
Compare contractor estimates, debris and cleanup costs, any permits the city says apply, the time and carrying costs of rebuilding, and the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan.
Use the Kearney calculator to compare estimated sale proceeds with what you might keep from a listing, using assumptions you can edit. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Kearney sale proceeds →Testimonials are real, from our transactions, verified and approved by our attorneys. Each review shows the seller's location.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Kearney, NE?
Yes. USA Home Buyers buys houses as-is in Kearney, NE and Buffalo County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can discuss a sale before taking on a cleanup or repair project.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens after I ask about an offer?
Tell us about the damage and any access restrictions. We give written cash offers in 24 hours. You receive written offer and written terms before you commit; title-company closing.
Can I enter the house or start repairs after a fire?
Do not enter a structure that may be unsafe. Follow instructions from fire or building officials, utilities, and your insurer. Ask the City of Kearney which permits or inspections apply before cleanup, repairs, demolition, or returning to the house.
Which closing costs do you pay?
When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage balance, liens, back taxes and share of current property taxes are separate.
How can I compare rebuilding with selling as-is?
Compare contractor estimates, debris and cleanup costs, any permits the city says apply, the time and carrying costs of rebuilding, and the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan.
Talk through a Kearney fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the fire damage and any access restrictions.
We'll give you a written cash offer within 24 hours.