Kearney, NE · Buffalo County · How it works
How Selling Your Kearney House to Us Works
USA Home Buyers buys houses as-is in Kearney, NE and Buffalo County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start before every property question is settled. Call 888-274-5006 or tell us about the house in the form below.
Tell us about the houseStart with what you know
Tell us about the Kearney house
Share the address, condition, who lives there, access, and the timing you have in mind. If an estate, tenant, payoff, lien, tax issue, or notice is involved, mention what you know. It is fine to start while some details are still being sorted out.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the details you know so we can start the conversation.
From first conversation to settlement
The sale, step by step
Talk about the house as it is
We talk through the address, condition, repairs, occupancy, access, ownership, and timing. An estate, payoff, lien, tax notice, or deadline can be part of that first conversation. Start with what you know; you do not need every property question settled before you reach out.
Review the written offer and terms
We give written cash offers in 24 hours. You get the written offer and written terms before you commit; closing is through a title company. Read the price, responsibilities, possession, timing, and costs, and ask questions before deciding whether to proceed.
Let the title company check the closing details
The title company reviews the deed, who can sign, mortgage payoff information, recorded liens, taxes, and other records that apply to the sale. Share the statements, notices, or estate papers you have so the right details can be checked. The title company confirms what is needed for closing.
Go through the settlement sheet
The settlement sheet lays out the sale price and the amounts that affect the money scheduled for you, such as mortgage payoff, liens, taxes, and closing costs. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Kearney calculator →
Questions about the two options? Call 888-274-5006.
Buffalo County and Nebraska closing details
Understand the settlement figures and tax
The Buffalo County Register of Deeds is the county land-records office. The title company checks the property records that apply to your sale. For deed and land-record questions, see the Buffalo County Register of Deeds ↗.
Nebraska charges documentary stamp tax when a deed transfers real estate. For transfers before January 1, 2032, the tax is $3.32 for each $1,000 of value or part of $1,000; a $100,000 transfer comes to $332. The law sets the rate to drop to $2.32 after that date, and some transfers are exempt. See Nebraska Revised Statute § 76-901 ↗ for the tax and rate details.
When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage, liens, back taxes and share of current property taxes are separate. The settlement sheet shows those figures for this sale; the title company confirms the final numbers.
For an editable estimate of what you might keep after costs, use the Kearney home-sale net-proceeds calculator. It is a comparison tool; the title company’s settlement sheet supplies the final figures.
If something gets difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the situation that fits your question
Common questions about selling to us
Can I call before I know every detail about the property?
Yes. Start with the property address and what you know about the house. We can talk through what is known and what still needs checking.
What do I get before I decide whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Who confirms the final settlement numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays Nebraska's documentary stamp tax?
When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
What if something gets difficult during the sale?
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Want to talk through a Kearney house? Call 888-274-5006 or start with the property details above.