Keyser, West Virginia · Mineral County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Keyser and Mineral County, West Virginia. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. You can call before you have every notice or balance.
Call 888-274-5006 to talk through the property.
Share the address and whatever you know about the tax notice, lien, or payoff.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
No agent commissions when you sell to us.
The lender, creditor, or tax office confirms its current payoff amount and instructions. The title company reviews ownership and recorded claims needed for the sale. A lien is a legal claim that can affect the property or money due at closing; its payoff is the current amount needed to address that claim. The figures are confirmed for the property as the sale moves forward.
Closing costs do not pay your mortgage balance, liens, back taxes, or share of current property taxes; those are separate settlement items.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call with just the property address. A parcel number, tax notice, payoff statement, deed, or lien paperwork can help if you have it; we can start with what you know. The lender, creditor, or Mineral County Sheriff's Tax Office confirms its current amount, and we work through the records needed for closing with the title company.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start the conversation with what you know. These steps explain how the written terms, title and payoff work, and closing fit together.
Tell us the Keyser address, what you know about the tax or lien issue, and what timing concerns you. You do not have to resolve the records before calling.
We discuss the house as it stands. You get a written offer and written terms before you commit, and we close through a title company.
We review title, payoff, occupancy, and seller authority with the title company. The lender, creditor, or tax office confirms its current payoff amount and instructions.
The closing figures show the sale price, payoffs, taxes, costs, and the amount remaining after those items. Close as fast as 7 days when title and closing details allow.
Keyser is the county seat of Mineral County, but City Hall handles City tax questions only for properties within city limits. Mineral County · West Virginia Judiciary: Mineral County · City of Keyser contact information
This office handles county real-estate tax collection, balance and payment routing, and tax-sale questions. It lists 150 Armstrong Street, Keyser, WV 26726, and 304-788-0341. Use it to check the current account and any notice or sale status.
Use the Assessor for assessment, property-search, and transfer-tax staff routing. Tax balances and collections go to the Sheriff's Tax Office. The Assessor lists 150 Armstrong Street, Keyser, WV 26726, and 304-788-3753.
The County Clerk keeps county records, including real-property instruments such as deeds, mortgages, liens, and releases. The office lists 150 Armstrong Street, Second Floor, Keyser, WV 26726, and 304-788-3924.
For a City tax-department question, City Hall lists 111 North Davis Street, Keyser, WV 26726, and 304-788-1511.
Mineral County's Sheriff's Tax Office handles tax-sale questions for delinquent real-estate taxes. Check the current balance, notice, and parcel status with that office. This tax-sale process is separate from a lender's mortgage foreclosure.
A West Virginia mortgage secured by a deed of trust may be sold at public auction by the trustee named in the deed after default, without a court case. For a foreclosure notice, check the current date and instructions with the lender or trustee named in it; a tax-office inquiry does not confirm a mortgage-sale date.
Read West Virginia Code § 38-1-3 →Read West Virginia Code § 38-1-4 →Check the Mineral County Sheriff's Tax Office →
State law sets the first county excise tax at $1.10 for each $500 or fraction of value. An additional county excise tax starts at $0.55 per $500, and a county commission may raise that additional amount to as much as $1.65. The base combined rate is $1.65 per $500. The value includes liens the buyer takes over. State law generally assigns the tax to the seller unless the buyer accepts the deed without the tax paid. The County Clerk also collects a $20 Affordable Housing Fund fee before recording. The title company confirms the rate and figures that apply to the sale.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax.
This transfer-tax promise does not pay your mortgage balance, liens, back taxes, or share of current property taxes; those remain separate settlement items.
Read West Virginia Code § 11-22-2 →Read West Virginia Code § 11-22-1 →Contact the Mineral County Clerk →
Use the editable Keyser, WV home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Call before you have every notice or balance.
The Mineral County Sheriff's Tax Office handles county real-estate tax collection and balance questions. The Assessor handles assessment and property-search questions; the County Clerk records real-property documents such as deeds and liens.
No. Mineral County's Sheriff's Tax Sale concerns delinquent real-estate taxes. A mortgage secured by a deed of trust has a separate foreclosure process that may use a trustee sale. Follow the notice for the specific property and contact the office or trustee named on it.
You can call with just the property address. A parcel number, tax notice, payoff statement, deed, or lien paperwork can help if you have it; we can start with what you know.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Your mortgage balance, liens, back taxes, and share of current property taxes remain separate.
We talk through the house and what you know, then give you a written offer and written terms before you commit. We review title and payoff details with the title company, and the lender, creditor, or tax office confirms its current amount. The closing figures show the sale price, payoffs, taxes, and other applicable costs.
Call 888-274-5006 or use the form above. Start with the Keyser address and the tax notice or payoff information you have.