What we take on after a fire
You do not have to arrange repairs, cleanout, or debris hauling before selling to us. We take the house as it stands, so you can sell without restoring it first.
Insurance money and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We talk through the damage, the house, and timing with you.
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Lancaster safety, permits, and local questions
If fire or building officials have told you to stay out, follow their instructions. For building-permit or inspection questions, contact the City of Lancaster Certified Building Department at 104 East Main Street, First Floor, or call 740-687-6649. For a City code notice, contact Code Enforcement at 104 East Main Street, Second Floor, or call 740-652-2699.
Ohio conveyance fee
Ohio's state conveyance fee is $1 per $1,000 of the sale price, and a county may add up to $3 per $1,000 under Ohio Rev. Code §319.54 and §322.02. The Fairfield County Auditor can answer questions about the current county amount. Ohio conveyance fee: When you sell to us, we pay it.
Fairfield County Auditor — parcel, GIS, and conveyance information →
Compare rebuilding with selling as-is
Compare your written sale terms with the repair, cleanup, debris-removal, or rebuilding costs and time you expect.
Compare Lancaster sale proceeds →Questions and contact
Call 888-274-5006 or tell us what happened in the form above. Not sure what to do next? Call us — we'll sort it out with you.
Questions about selling a fire-damaged house in Lancaster
Can I sell a fire-damaged house in Lancaster as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I go inside or start cleanup after a fire?
If fire or building officials have told you to stay out or restricted access, follow their directions. You do not need to clean up or repair the house before selling it to us.
What happens after I contact USA Home Buyers?
We talk through the damage and timing with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.