Lancaster, Ohio · Foreclosure
Can I Sell My Lancaster House Before Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
Yes. Ohio mortgage foreclosures go through court. You can generally still stop the sheriff's sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs and applicable interest with the court clerk under Ohio Rev. Code §2329.33. Selling first may help protect any equity you have.
We answer 24/7 at 888-274-5006.
We give written cash offers in 24 hours.
Tell us about the house and the foreclosure notice or sale date.
How we help with a foreclosure sale
Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Your mortgage payoff, liens, back taxes and share of current property taxes affect what remains from the sale. We can go through those numbers with you.
Which foreclosure is named on your notice?
A mortgage foreclosure is the lender's court case over the home loan. Ohio law generally lets you stop a sheriff's sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs and applicable interest with the court clerk. The deadline is confirmation of the sale. Ohio Rev. Code §2329.33 explains that right.
A property-tax foreclosure is a separate court case over delinquent property taxes, with its own case papers and dates under Ohio Rev. Code Chapter 5721. The notice tells you which case you're facing. For a tax bill or account question, contact the Fairfield County Treasurer; for court-case information, use the case details and the County Clerk of Courts.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form. We talk through the house, the notice, and the payoff with you.
- You get a written offer and written terms before you commit, and we close through a title company.
- The title company checks title and gets payoff details as we work toward closing.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Fairfield County sale and tax information
For sheriff-sale information, visit the Fairfield County Sheriff. The Fairfield County Clerk of Courts has county court and foreclosure case information. For a property-tax account question, contact the Treasurer at 210 East Main Street, Room 105, Lancaster, Ohio 43130, or 740-652-7140.
Ohio conveyance fee
Ohio law sets a state conveyance fee of $1 per $1,000 of the sale price. A county may add up to $3 per $1,000. The Fairfield County Auditor can answer questions about the county amount. Read Ohio Rev. Code §319.54 and §322.02.
Ohio conveyance fee: When you sell to us, we pay it. Fairfield County Auditor
Questions and contact
We answer 24/7 at 888-274-5006. You can also use the form at the top of the page.
Compare possible sale proceeds with the Lancaster calculator →
Lancaster foreclosure questions
Can I sell my Lancaster house before a sheriff’s sale?
Yes. Ohio mortgage foreclosures go through court. You can generally still stop the sale before the judge confirms it—even after the auction—by depositing the full judgment amount, costs and applicable interest with the court clerk under Ohio Rev. Code §2329.33. Selling first may help protect any equity you have.
Is a property-tax foreclosure the same as a mortgage foreclosure?
No. A mortgage foreclosure is the lender’s court case over the home loan. A property-tax foreclosure is a separate court case over delinquent property taxes, with its own papers and deadlines under Ohio Rev. Code Chapter 5721.
What if the mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We talk through the house, the notice, and the payoff with you. You get a written offer and written terms before you commit, and we close through a title company. The title company works through title and payoff details with us as we move toward closing.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
