Sell without cleaning up or hauling debris first
After a fire, cleanup and repairs can take time and money. When we buy the house as-is, you do not have to clean up, make repairs, or haul away debris first.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk with you about what happened, what damage remains, and any access concerns.
- We give you a written cash offer within 24 hours.
- You get written terms before you commit. If you choose to sell, closing is through a title company.
Lebanon safety, repair, and permit contacts
Do not enter if fire or building officials have restricted access or the structure may be unsafe. Follow their directions before entering or starting cleanup.
For a house within City of Lebanon jurisdiction, Code Administration lists 417-991-3912 for building-code, permit, inspection, and zoning questions. Building-permit applications go to Public Works at 1401 W. Commercial Street. Not sure which office covers your house? Call us — we’ll sort it out with you.
Compare rebuilding with selling as-is
If you are weighing a rebuild, consider likely repair and debris-removal costs, how long the work could take, and the cost of carrying the property while it is underway. Compare that with the written sale terms.
The Lebanon calculator lets you compare a possible listing net with a direct-sale estimate using your own planning assumptions.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare possible sale proceeds with the Lebanon calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged house
Can USA Home Buyers buy a fire-damaged house in Lebanon, MO?
Yes. USA Home Buyers buys houses as-is in Lebanon, MO and Laclede County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. No cleanout is required to sell to us.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter or start cleaning up after a fire?
Do not enter if fire or building officials have restricted access or the structure may be unsafe. Follow their directions before entering or starting cleanup.
What happens after I ask about an offer?
We talk with you about the damage and any access concerns. We give you a written cash offer within 24 hours and written terms before you commit. If you choose to sell, closing is through a title company.
Should I rebuild or sell the house as-is?
Compare likely repair and debris-removal costs, the time you may spend on the property, and what each option could leave you. The calculator can help compare possible net proceeds using your own assumptions.
Talk with us about the house
Call 888-274-5006 or use the form to tell us what happened. We answer 24/7.
We give written cash offers in 24 hours.
Share the address and what you know about the damage and access.