Lewisburg, PA / Foreclosure
Can I sell my house before foreclosure in Lewisburg Borough, PA?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes. Selling is another option when a mortgage notice arrives. Whether a sale can close before a scheduled mortgage sheriff's sale depends on the actual notice, payoff, title, and closing steps. We buy houses as-is in Lewisburg Borough and Union County.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
How we help you work toward closing
Tell us the Lewisburg Borough property address and what you know about the notice and payoff. We review the house as-is and give you written offer terms to consider before you commit. A title-company closing checks ownership, required signatures, lender payoff, liens, and the documents needed to settle.
If a mortgage sheriff's sale is scheduled, our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep following the date and instructions in your notice while a postponement request is being addressed. See Pennsylvania Rule of Civil Procedure 3121.
When you sell to us, we pay the closing costs. Pennsylvania charges a 1% state realty transfer tax when a house changes hands, and most municipalities add a local tax. When you sell to us, we pay the transfer tax. These costs do not pay your mortgage payoff, liens, back taxes, or your share of current property taxes.
We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
A mortgage foreclosure and a tax sale have different dates
Mortgage foreclosure and sheriff's sale
Pennsylvania mortgage foreclosure proceeds through a legal action. The dates in your lender and court papers control your case; a notice deadline for one step is not a universal countdown for every property. If a sheriff's sale is listed, check the actual notice and court information and confirm the current date with the sheriff and qualified legal counsel.
For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives. Read the PHFA HEMAP guidance.
Delinquent property taxes and tax sale
You don't need to pay off your back taxes before we settle. When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. A sale agreement alone does not resolve the tax claim or change that date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. Call us as soon as a notice arrives; timing matters. Pennsylvania's Real Estate Tax Sale Law, §§ 601–603, governs this process. See the Real Estate Tax Sale Law.
A mortgage sheriff's-sale postponement request does not change a separate tax-sale date. Use the date and instructions in the county tax-sale notice.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Share the latest lender payoff you have. The title company checks the current payoff, liens, tax claim, and other settlement figures so you can review the numbers for this property.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
What happens next
- Contact us by phone or form with the property address and the notice or sale date you have.
- We review the property details and give you a written cash offer and written terms before you commit.
- If you choose to proceed, the title company reviews ownership, signatures, lender payoff, liens, and any tax claim and prepares the settlement figures.
- You review the written terms and closing figures, then sign and close through the title company if the transaction is ready to settle.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Union County and Pennsylvania help
For Union County real-estate tax-claim notices and upset-sale routing, contact the Tax Claim Bureau. Its listed office is at the Union County Government Center, 155 North Fifteenth Street, Lewisburg, PA 17837. For an Act 91 notice and HEMAP, use PHFA's guidance to find a designated housing counselor.
- Union County Tax Claim Bureau — county tax-claim notices and upset-sale information.
- Pennsylvania Housing Finance Agency HEMAP guidance — Act 91 counseling and mortgage-assistance steps.
Lewisburg foreclosure questions
Will signing an agreement postpone my Lewisburg sheriff's sale?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Is a mortgage foreclosure the same as a Union County tax sale?
No. A mortgage foreclosure is a lender's case that may lead to a sheriff's sale. A delinquent-property-tax sale is a separate county process under Pennsylvania's Real Estate Tax Sale Law, with its own notice and sale date. A sale agreement alone does not resolve the tax claim or change that date.
Can HEMAP help after I receive an Act 91 notice?
For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower’s principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program.
What if my mortgage payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
How can I estimate possible sale proceeds?
Use the Lewisburg home-sale net proceeds calculator to compare your own assumptions. The actual payoff, liens, tax claim, title work, and written sale terms are property-specific.
Read seller reviews, or compare your own assumptions in the Lewisburg home-sale net proceeds calculator.
More Lewisburg seller questions → · Lewisburg seller resources → · Seller reviews →
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.