Lexington Park, MD · Seller FAQ
Questions About Selling a House in Lexington Park, MD
USA Home Buyers buys houses as-is in Lexington Park and throughout St. Mary's County. These answers cover repairs, written offers, costs, paperwork, and difficult sale situations.
Call 888-274-5006 with a question, or use the form. You can start with what you know about the house and what you need to figure out.
We give written cash offers in 24 hours.
Share the address, what is happening with the property, and your timing.
We'll give you a written cash offer within 24 hours.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are the sale price after costs, payoff amounts, and property-specific adjustments. A listing and a direct sale can have different costs and timing. Use the calculator to compare assumptions that fit your house. Just an estimate — the actual number could be more or less depending on the home's condition.
For market context only, the current typical home value is $387,600 (As of August 2026; Zillow typical home value for Lexington Park, MD). It describes the market area, not the value of one particular house.
Cash Offer or EZ Sale: compare the written numbers
The amount you keep depends on the written numbers and costs for your property. Compare the Cash Offer and EZ Sale terms before choosing what works for you.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Lexington Park calculator →
Questions about the two options? Call 888-274-5006.
Lexington Park seller questions, answered
Do you buy houses as-is in Lexington Park and St. Mary's County?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon can I get an offer, and when could the sale close?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Closing timing depends on title, payoff, liens, seller authority, occupancy, county recording, and your schedule.
What will I keep after selling the house?
What you keep depends on the written sale price and the costs tied to your house. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate from closing costs. Compare possible net proceeds instead of looking only at the headline price.
Compare possible net proceeds with the Lexington Park calculator →
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Compare the written price, timing, responsibilities, and property-specific costs before choosing.
Who pays Maryland transfer and recordation taxes?
Maryland's state transfer tax is 0.5% of the sale price. The county sets its recordation-tax rate, and many counties also charge a county transfer tax. The law generally presumes these taxes are split equally between buyer and seller unless the contract says otherwise. For a first-time Maryland home buyer who will live in the house, the state rate is 0.25%, and the seller pays the state transfer tax, recordation tax, and local transfer tax unless the parties expressly agree otherwise. Exemptions and local rates can change the actual amount, so the settlement company should confirm the numbers. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
Compare possible sale costs with the Lexington Park calculator →
Can I sell my Maryland house while it is in foreclosure?
Often, yes, if the loan can be paid off at closing before the sale. The lender must mail a notice of intent to foreclose at least 45 days before filing, and cannot file until 90 days after the default. Owner-occupants can generally request foreclosure mediation within 25 days after being served with the lender's final loss mitigation affidavit. A person acting for the lender holds the sale under the power of sale or assent to decree in the loan documents, with at least 10 days' notice. You can catch up the loan until 1 business day before the sale. The sale is not final until the circuit court ratifies it, and you have 30 days after notice of the report of sale to file exceptions. If you live there and are 60 or more days behind, you can cancel a contract to sell within 5 days of signing; a deed or other document affecting title cannot be recorded during those 5 days. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Do I need every document before I call about an inherited house?
No. You can call with the property address, what you know about its condition and occupancy, and the question you are trying to answer. The person with authority to sign and the title requirements still need to be confirmed before closing; you do not need every estate paper in hand to start the conversation.
Start with a question
You can call before you have everything figured out
Tell us the address, what you know about the condition and occupancy, and what is making the sale difficult. A notice, lease, deed, payoff statement, or estate paper can help answer a follow-up, but you do not have to gather every document before asking a question. Call 888-274-5006.
Local help
Need help with St. Mary's County estate records?
The St. Mary's County Register of Wills is the local starting point for estate administration records. For a sale, the title and closing professionals still need to confirm who can sign and what the property requires.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“After losing my job at ChristianaCare, I fell three months behind on my mortgage. The lender filed a complaint in NCC Superior Court — I had no idea Delaware foreclosure moved that fast. USA Home Buyers explained the judicial timeline, made a written offer the next morning, and we closed before the case progressed. I walked away with $38,000 instead of nothing.”
“The row home on Lancaster Avenue had foundation cracks that had been moving. We called an engineer and they said the back wall had shifted two inches and needed shoring — $48,000 estimate. No bank would finance a buyer with a structural issue like that. USA Home Buyers came out, made an offer two days later. Closed in thirteen days.”
“Seventy-one years old and my husband is in a nursing facility on Foulk Road. I needed to sell the house to cover his care costs. The whole situation is hard enough without adding a six-month listing process. USA Home Buyers were understanding and quick. Offer in twenty-four hours, closed in eight days.”
More detail for your situation
Open the page that matches the house or decision in front of you. Each one keeps its own situation-specific details separate from the general answers here.
Still have a Lexington Park sale question?
Call 888-274-5006 or use the form. Start with the facts you know; you can ask before every paper is in hand.
We give written cash offers in 24 hours.
Share the address and the question you want answered.
We'll give you a written cash offer within 24 hours.