What we take on after a fire
You do not need to clean, repair, or haul debris before selling to us. We buy the house as it stands, so you can compare selling with the time and work of restoring it.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage and access. We talk through the house and timing with you. You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs. No fees.
Liberty fire safety and permit questions
If fire or building officials have restricted access, stay out and follow their instructions. For homes within Liberty, the City Building Division handles permits and inspections. If you are unsure which office covers the property, call us and we will sort it out with you.
Liberty City Hall is at 101 East Kansas Street. Call the Building Division at 816-439-4535 or visit the Liberty Building Division →.
Missouri transfer taxes and deed-recording fees
Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on a real-estate sale or transfer after December 2, 2010. County deed-recording fees still apply; the title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs.
Missouri Constitution, Article X, Section 25 →Missouri deed-recording fee law →Missouri recorder user fee law →Additional Missouri recording fees →
Compare rebuilding with selling as-is
Compare the written terms for an as-is sale with the cleanup, repairs, debris removal, and time involved in rebuilding. The calculator lets you adjust the home's condition and selling costs.
Compare estimated Liberty sale proceeds →Questions and contact
Call 888-274-5006 to talk about the damage, insurance, or the house as it stands.
Questions about selling a fire-damaged Liberty house
Can I sell a fire-damaged house in Liberty as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds if I still have a mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If fire or building officials have restricted access, stay out and follow their instructions. You do not need to clean up or repair the house before selling it to us.
Where can I ask about permits and inspections in Liberty?
For homes within Liberty, the City Building Division handles permits and inspections. If you are unsure which office covers the property, call us and we will sort it out with you.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
We give written cash offers in 24 hours.
Tell us about the damage and the questions you want to talk through.