Sell it as it stands
A fire can leave damaged rooms, smoke cleanup, and debris to deal with. You do not have to clean the house, make repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
If the structure may be unsafe, stay out and follow directions from the fire department, building official, and utility responsible for the property.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, what access is safe, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Lubbock safety and property-record help
Do not enter a structure that may be unsafe. Follow the fire department and building official's directions for the address, and ask what work can safely begin and whether permits apply before cleanup, repairs, or demolition.
For recorded deed and real-property records, contact the Lubbock County Clerk's Real Property Division. That office handles property records, not structural safety or repair approvals.
Compare rebuilding with selling as-is
Before choosing, compare written contractor estimates, debris removal, permits that apply to the planned work, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan.
The calculator estimates sale proceeds, so add rebuilding costs separately. Its result is only an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated Lubbock sale proceeds →Seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Lubbock, TX?
Yes. USA Home Buyers buys fire-damaged houses as they stand in Lubbock and Lubbock County, Texas — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house after a fire?
If the structure may be unsafe, do not enter. Follow the fire department, building official, and utility directions for the actual property before entering or starting work.
What happens after I ask about an offer?
Tell us about the damage and any access limits. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling as-is?
Compare written repair and debris-removal estimates, permits that apply to the planned work, rebuilding time and carrying costs, and the written sale terms. The calculator estimates sale proceeds; add rebuilding costs separately.
Talk through a Lubbock fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the damage and your questions.
We'll give you a written cash offer within 24 hours.