Lubbock, TX · Lubbock County seller guide
Yes. USA Home Buyers buys houses as-is in Lubbock and Lubbock County, Texas.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 or send the address to ask for a written cash offer.
The short answer
Share the address, the condition and occupancy you know, and the date that matters. We review the house as-is and put the offer and terms in writing before you commit. Compare that number with repair work, cleanout, showings, commissions, carrying costs, and the time a listing may take.
Compare the choices
A listing can fit when the house is ready to show and you can take on preparation and waiting for a buyer. Compare the likely sale price with repairs, cleaning, showings, inspection requests, commissions, concessions, utilities, insurance, taxes, and the time you may carry the property. The asking price is not the amount you keep.
Compare the written price and terms with your payoff, property costs, access, occupancy, and title questions. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Lubbock calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Zillow's typical home-value measure is a modeled estimate, separate from completed-sale prices and not a value for your address: $212,039 (As of August 2026; Zillow typical home value for Lubbock, TX)
Compare a listing with what you might keep using the Lubbock home-sale net-proceeds calculator →These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $249,000 | Redfin · Lubbock, TX | Three months ending August 2026 |
| Median days on market | 44 days | Redfin · Lubbock, TX | Three months ending August 2026 |
| Homes sold | 1,292 homes | Redfin · Lubbock, TX | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $212,039 | Zillow · Lubbock, TX | As of August 2026 |
| For-sale inventory | 1,569 homes | Zillow · Lubbock, TX | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Read the Lubbock market report →
Local property context
Census boundary records place the incorporated City of Lubbock in Lubbock County. That city-level geography does not establish whether an individual parcel is inside city limits or which office handles its services; check the property address before relying on a mailing address.
Texas Historical Commission records include South Overton Residential Historic District and Texas Technological College Historic District. Their listed areas are specific historic references, not a citywide housing description or proof that a particular home is inside a district. Check the exact address and current local requirements before budgeting changes to an older property.
South Overton Residential Historic District · Texas Technological College Historic District
Paperwork, costs, and deadlines
Written offer and written terms before you commit; title-company closing. The title company checks the ownership records and settlement items for this property.
Start with the deed and any estate, trust, or guardianship papers. The title company can identify the people and documents needed for this property. Lubbock County Clerk maintains Probate / Guardianship and Real Property record services; if authority is unclear or disputed, ask a Texas attorney before signing.
Lubbock County Clerk: Probate / Guardianship · County Clerk: Real Property records
Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership of real property. The deed is signed before a notary and recorded with the county clerk. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Texas Constitution, Article VIII, Section 29 · Lubbock County Clerk real-property records
Often, yes, if your sale closes before the foreclosure sale. In Texas, a lender usually forecloses on a home without going to court; a trustee or substitute trustee runs that non-judicial sale. For property used as your residence, the loan servicer must first send written notice of default by certified mail and give you at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The auction is usually at the county courthouse on the first Tuesday of the month between 10 a.m. and 4 p.m.; it must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Texas State Law Library: foreclosure notices before the sale · Texas State Law Library: the foreclosure sale · Lubbock County Clerk: Notice of Trustee Sales
Where to find help
Testimonials are real, from our transactions, verified and approved by our attorneys. Each example keeps its actual location.
Yes. USA Home Buyers buys houses as-is in Lubbock and Lubbock County, Texas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours.
Start with the deed and any estate, trust, or court papers. Ask the title company to check the recorded owners and identify who must sign for this property. If authority is unclear or disputed, ask a Texas attorney before signing.
No. Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership of real property. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Often, yes, if your sale closes before the foreclosure sale. Check the actual notice and sale date promptly. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
No. The measures shown below keep their provider, place, and period together. They describe broader market activity or a model estimate, not the value or net proceeds for one property.
Talk through the property
Call 888-274-5006 or send the address, the condition you know, who lives there, and the date that matters to you.
We'll give you a written cash offer within 24 hours.
Share the property address and what you know about the house.