Can I Sell My Madison House Before Foreclosure?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in Madison and Madison County, Mississippi.
Call 24/7 — 888-274-5006How We Help You Work Toward Closing
You get a written offer and written terms before you commit, and we close through a title company. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. If you choose to move ahead, we work with the title company on ownership and payoff details.
Your mortgage payoff, liens, back taxes and share of current property taxes are separate from closing costs; the title company works through those amounts with you.
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Mortgage Foreclosure and Tax Sales Are Different
Most Mississippi mortgage foreclosures under a deed of trust happen outside court under Miss. Code Ann. § 89-1-55. The trustee posts notice at the courthouse and publishes it for three consecutive weeks; the sale is held at the courthouse door. After a completed sale under this law, there is no right to reclaim the house by paying afterward. Call us as soon as you see a sale date.
A property-tax sale is separate and has its own notice and deadlines. For a tax-sale notice, call us and we'll help you sort out the timing.
If the Payoff Is the Problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What Happens Next
Call or use the form and tell us where things stand. We review the house and share your offer and terms in writing before you commit. If you choose to proceed, we work with the title company on ownership and payoff details as we work toward closing.
Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local Tax-Bill Help
For Madison County property-tax bill and payment questions, the Mississippi Department of Revenue's local-officials workbook lists Tax Collector C.J. Garavelli at 171 Cobblestone Drive, Madison, MS 39110, (601) 856-4472. For a tax-sale notice, call us and we'll help you sort out the timing.
Mississippi DOR local-officials workbook →Compare possible sale proceeds with the Madison home-sale calculator →
Questions About Foreclosure in Madison, MS
What should I do if a mortgage foreclosure sale is scheduled?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Is a property-tax sale the same as mortgage foreclosure?
No. A mortgage foreclosure and a county property-tax sale are different processes, with separate notices and deadlines. The Madison County Tax Collector handles property-tax bills and payments. If you received a tax-sale notice, call us and we'll help you sort out the timing.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Where can I ask about Madison County property-tax bills?
The Mississippi Department of Revenue local-officials workbook lists Madison County Tax Collector C.J. Garavelli at (601) 856-4472 for property-tax bill and payment questions.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Call 888-274-5006 or use the form above to ask for a cash offer on your Madison or Madison County house.