Martinsburg, WV · Berkeley County · Property liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Martinsburg and Berkeley County, including houses with liens or back taxes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call with the address and the notice or payoff information you have.
Call 888-274-5006 to talk about your house or ask for a written cash offer.
We'll give you a written cash offer within 24 hours.
Share the property address and what you know about the lien, tax notice, or payoff.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that can affect the property or the money due at closing. The current payoff amount and instructions come from the lender, creditor, or tax office. The title company checks the property records and the payoff instructions as the sale moves toward closing.
Closing costs are separate from your mortgage balance, liens, back taxes, and your share of current property taxes. Those balances are addressed as their own items in the sale and settlement figures.
You can call before you have everything. Start with the property address and whatever you have: a tax ticket or notice, creditor or mortgage statement, payoff letter, parcel information, court or lien notice, or case number. The lender, creditor, or tax office confirms its current balance; the title company reviews recorded claims and payoff instructions for the sale.
Berkeley County keeps different records in different offices. The local office links below can help you find a tax ticket, assessment or recorded instrument. An assessment is not the same thing as a current payoff amount.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Share the address, the lien or tax question, and any notice or payoff information in front of you. You can start before you have a complete file.
We give written cash offers in 24 hours. The written offer and terms are provided before you commit; review the price, responsibilities, payoff treatment, and closing terms before deciding.
The title company checks ownership and recorded claims. The lender, creditor, or tax office supplies the current payoff and release instructions for its account, and the closing team uses those details to prepare the settlement figures.
A title company handles the closing. Review the written settlement statement showing the sale price, payoffs, taxes, closing costs, and the amount remaining after those items.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Berkeley County's Redeeming Properties FAQ describes delinquent real-estate taxes being certified to the West Virginia State Auditor's Office. Check the current tax ticket and parcel status with the County Tax Office, then use the County's FAQ for its redemption information. This tax-sale route is separate from a mortgage foreclosure; the County FAQ does not establish that a particular property is delinquent or scheduled for sale.
A lender's mortgage foreclosure under a deed of trust is not the County's delinquent-tax process. West Virginia law describes a trustee sale under a deed of trust and its notice rules. Check the actual lender or trustee notice and current sale status; do not treat a tax notice as a mortgage-foreclosure notice or the other way around.
West Virginia Code §38-1-3 ↗Martinsburg foreclosure information →
Ask about tax tickets, tax records, and where to route a delinquency question. 400 West Stephen Street, Suite 104, Martinsburg, WV 25401 · 304-264-1982.
Ask about assessments, tax maps, and property-record inquiries. This is separate from a current tax payoff. 400 West Stephen Street, Suite 106, Martinsburg, WV 25401 · 304-264-1904.
Ask about recorded instruments, such as a deed or other document filed with the County. 400 West Stephen Street, Suite 103, Martinsburg, WV 25401 · 304-264-1927.
State law sets a county excise tax of $1.10 for each $500 or fraction of value, plus an additional county excise tax of 55 cents per $500 that a county commission may raise to as much as $1.65. The applicable amount should be confirmed for the sale and shown in the settlement figures; those statewide rates do not establish the current Berkeley County rate.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
West Virginia Code §11-22-2: excise taxes and fees ↗West Virginia Code §11-22-1: definitions and exceptions ↗
Compare your own estimate for the Martinsburg house, including any mortgage payoff, lien or tax amount, and other costs that apply. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. We buy houses with back taxes and liens. You can call with the property address and the notice or payoff information you have; you do not have to gather every record before starting the conversation. When you sell to us, your liens are paid off from the sale at closing.
The creditor or tax office provides current payoff information, and the title company checks the recorded claims and closing instructions for the sale. The Berkeley County Tax Office handles tax-ticket and tax-record questions, including delinquency routing.
Start with the property address and any tax ticket, tax notice, lien or court notice, creditor statement, payoff letter, parcel information, or case number you have. Call before you have everything; the notice or statement can help identify the next office or record to check.
No. Berkeley County's Redeeming Properties FAQ describes delinquent real-estate taxes being certified to the West Virginia State Auditor's Office. A mortgage foreclosure under a deed of trust is a separate lender process. Check the current notice and status for the property.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The creditor or tax office confirms the current amount, and the title company reviews the records and payoff instructions for the sale.
West Virginia charges a real estate transfer excise tax and an additional county excise tax. The exact amount that applies should be confirmed in the written settlement figures. When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Call 888-274-5006 or use the form above. Start with the Martinsburg address and whatever lien, tax, or payoff information you have.