Can I Sell My Mehlville House Before Foreclosure?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Yes, selling may still be possible before a Missouri trustee's sale if the loan can be paid off before the sale. We buy houses as-is in Mehlville and St. Louis County. Call 888-274-5006 or use the form to tell us about the house and the sale date.

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How we help you work toward closing

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Which sale is involved?

Mortgage foreclosure: a trustee's sale

When a home loan is secured by a deed of trust with a power of sale, the lender can foreclose through a trustee's sale without a court case. The sale is held in the county where the property is, with at least 20 days' notice published in a newspaper and mailed by certified or registered mail to the owner of record.

If the lender or someone acting for it buys at the sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent at the sale or within ten days before it, then file a court-approved bond within 20 days after the sale.

A property-tax sale is a separate process

A sale for unpaid property taxes has its own notice and date; it is not the same as a mortgage trustee's sale. St. Louis County property-tax bills and payment questions go to the Collector of Revenue. If you have a tax-sale notice, tell us the date and contact the Collector about the tax bill.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Call us or use the form. Tell us the property address and the date on your notice.
We review the house and give you a written offer and written terms before you commit.
If you want to sell, we work with the title company on title, payoff, and closing details.
Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

St. Louis County property-tax help

The St. Louis County Collector of Revenue handles county property-tax bills and payment questions. Contact the office about your bill or tax notice.

St. Louis County Collector of Revenue →

Questions and contact

Estimate possible sale proceeds with the Mehlville calculator →

What our sellers say

BBB A rating Read our Google reviews

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”

Alice Wforeclosure

“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”

James R.Behind on Payments — Pre-Foreclosure

Questions about foreclosure in Mehlville, MO

Can I sell my Mehlville house before a trustee's sale?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. A sale may still be possible if the loan can be paid off before the sale.

Is a property-tax sale the same as a mortgage foreclosure?

No. A Missouri deed-of-trust foreclosure can proceed through a trustee sale without a court case. A sale for unpaid property taxes is a separate process, with its own notice and date. St. Louis County property-tax bills and payment questions go to the Collector of Revenue.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How soon can a sale close?

Close as fast as 7 days when title and closing details allow.