Can I Sell My Mehlville House With Liens or Back Taxes?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses with back taxes and liens in Mehlville and St. Louis County. Call with the property address and whatever notice you have; you can start before you have every record. Call 888-274-5006 or use the form.

We answer 24/7 at 888-274-5006.

How liens and back taxes get paid

Mortgage balances, liens, back taxes, and your share of current property taxes are separate payoff amounts. The creditor or tax office confirms its current balance; we work with the title company on the payoff figures for closing.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

No agent commissions when you sell to us. No fees.

Records and the next step

The latest property-tax bill, lien notice, mortgage statement, or payoff letter helps us get started, but you can call with just the address. We'll talk through what you have and work with the title company and the creditor or tax office on current payoff information.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. We talk through the house, the payoff notices, and what you know about the balances.
  2. You get a written offer and written terms before you commit, and we close through a title company.
  3. If you want to sell, we work with the title company and creditors on title and payoff details.
  4. Close as fast as 7 days when title and closing details allow.

Property-tax notices and mortgage foreclosure

A property-tax sale and a mortgage foreclosure are separate processes. St. Louis County property-tax bills and payment questions go to the Collector of Revenue. A mortgage secured by a deed of trust with a power-of-sale clause can be foreclosed through a trustee's sale without a court case. The trustee must publish notice as state law requires and mail notice to the owner of record at least 20 days before the sale. See RSMo §443.310, §443.320, and §443.325.

If you have a tax or trustee-sale notice, tell us the date and what it says. You can call before you have all the papers.

St. Louis County offices for property questions

Missouri transfer taxes and recording fees

Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. See Mo. Const. art. X, §25. Deed recording fees are separate: $5 for the first page and $3 for each additional page, plus per-document fees set by state law. The title company or closing professional confirms the exact recording charges; see RSMo §59.310, §59.319, and §59.800.

Compare possible sale proceeds

Compare a possible sale with your mortgage payoff, liens, back taxes, repairs, and other costs using the Mehlville net-proceeds calculator.

Open the Mehlville home-sale net proceeds calculator →

What our sellers say

Questions about liens and back taxes in Mehlville

Mehlville property liens and back taxes questions

Can I sell my Mehlville house with back taxes or liens?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Do I need all the payoff papers before I call?

No. Call with the property address and whatever tax bill, lien notice, mortgage statement, or payoff information you have. You can start before you have every record.

Is a property-tax sale the same as a mortgage foreclosure?

No. A property-tax notice and a mortgage foreclosure are different processes. A Missouri mortgage foreclosure under a deed of trust may go through a trustee sale; St. Louis County property-tax bill and payment questions go to the Collector of Revenue.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How soon can we close?

Close as fast as 7 days when title and closing details allow.

Talk with us about the property

Call 888-274-5006 or use the form above. Start with the address and the notice or payoff information you have.

Call Now 888-274-5006