Menominee, MI · Menominee County / Foreclosure

Can I Sell My Menominee House in Foreclosure?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

If the mortgage sheriff's sale has not happened, selling may still be possible when the required payoff, title work, and closing can be completed before the applicable deadline. If the sale has happened, a redemption period may apply; its exact deadline and amount depend on the property and foreclosure details. A sale may still be possible if the required payoff or redemption can be completed in time.

USA Home Buyers buys houses as-is in the City of Menominee and across Menominee County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call us about the property at 888-274-5006.

Call USA Home Buyers at 888-274-5006

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the property address and what sale date or notice you are facing.

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How we help work toward a closing

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

We review the house, the notice, current payoff information, title, and the time available. If you want to move forward, we give you a written offer and written terms before you commit; the closing is through a title company. We use the agreement to ask for a postponement, but keep following the date on your notice unless the office handling the sale confirms a change.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Which sale is involved?

A mortgage foreclosure concerns the home loan and may lead to a sheriff's sale. Michigan law describes the public sale and how it may be adjourned in MCL 600.3216 and MCL 600.3220. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have a title company or attorney confirm the sale status, exact deadline, and amount needed before relying on a closing date. A post-sale redemption period is not the deadline for a scheduled sale; see MCL 600.3240 on redemption periods and amounts.

Property-tax forfeiture and foreclosure are separate from a mortgage foreclosure. The notices and deadlines differ, so do not use a mortgage sheriff's-sale date or redemption period as a tax deadline. Follow the tax notice and check the Michigan Treasury property forfeiture and foreclosure guide.

For Michigan mortgage-foreclosure stages, see the Michigan State Housing Development Authority's foreclosure guide.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. Talk through the house and the notice

    Call or use the form with the Menominee address, the property's condition, and any sale date or tax notice you have. You can call while you are still sorting out the paperwork.

  2. Review the written offer and terms

    We give you a written offer and written terms before you commit. Take time to decide whether they fit your situation.

  3. Work through title and payoff details

    If you choose to proceed, a title company reviews ownership, the current mortgage payoff, recorded liens, back taxes, and your share of current property taxes. We use the agreement to ask for a postponement; the office handling the sale must confirm any changed date.

  4. Close through the title company

    You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

    When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate amounts.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Menominee County and Michigan foreclosure help

Michigan State Housing Development Authority

MSHDA explains the stages of mortgage foreclosure in Michigan. Your notice and property-specific deadlines still control; confirm dates and amounts with the title company or an attorney.

Read MSHDA's stages of foreclosure guide →

Compare possible sale proceeds

Use your own payoff and cost figures to estimate possible proceeds. The calculator is a planning estimate, not a property-specific offer or title-company settlement statement.

Estimate possible sale proceeds with the Menominee calculator →

Questions and contact

Questions about selling before foreclosure in Menominee

Can I sell my Menominee house before a mortgage sheriff's sale?

A sale may still be possible if the required payoff, title work, and closing can be completed before the applicable deadline. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep following the date on your notice unless the office handling the sale confirms a change.

Does signing an agreement automatically postpone a sheriff's sale?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

How long is the redemption period after a Michigan sheriff sale?

In a Michigan foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have a title company or attorney confirm the property’s exact sale status, deadline, and amount.

Is a property-tax foreclosure the same as a mortgage foreclosure?

No. A mortgage foreclosure concerns a home loan and may lead to a sheriff’s sale. Property-tax forfeiture and foreclosure follow a separate process with different notices and deadlines. Do not use a mortgage sheriff-sale date or redemption period as a property-tax deadline; follow the tax notice and check with the appropriate office.

What if my mortgage payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Do I have to pay back taxes or liens before selling to you?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage payoff and your share of current property taxes remain separate amounts.

Do I see written terms before I commit?

Yes. You receive a written offer and written terms before you commit, and the closing is through a title company. The payoff, title, notice, and property details affect what can close.

What sellers say about USA Home Buyers

Read more Menominee-area seller reviews →

Talk with us about the Menominee property

Call 888-274-5006 or tell us about the property and the notice you received. USA Home Buyers buys houses as-is in the City of Menominee and across Menominee County.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what is happening with the property.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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