Merced, CA · Merced County
Sell a Fire-Damaged House in Merced, CA
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
USA Home Buyers buys houses as-is in the City of Merced and across Merced County. We buy the house exactly as it stands, including fire damage.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the fire damage.
What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to clean out the house or finish restoration work before selling to us.
Tell us what happened and what access is allowed. Do not enter a fire-damaged building until the officials responsible for the property say it is safe; follow any posted restrictions and utility instructions.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what was damaged and any restrictions on entering or viewing the property.
- We discuss the house and give you a written cash offer within 24 hours, with written terms before you commit.
- If you choose to proceed, closing is through a title company.
Local safety and permit questions
Do not enter a fire-damaged building until the officials responsible for the property say it is safe. Follow any posted restrictions and utility instructions for that address.
For complaints in incorporated City of Merced areas, Merced County lists the City of Merced Code Enforcement Dept. at (209) 385-6912. See the County's Substandard Housing contact information. This is complaint routing; it does not determine which repairs or permits apply to a particular property. Confirm the right office and requirements for the address and work in question.
Compare rebuilding with selling as-is
If you are weighing a rebuild, compare cleanup and contractor estimates, the work and time involved, and any insurance or mortgage requirements that apply to your situation. For a sale to us, you do not need to complete cleanup, repairs, or debris hauling first. Compare those estimates with the written sale terms.
The Merced calculator compares estimated proceeds from a listing with an as-is cash-sale option; it does not estimate rebuilding or remediation costs. Adjust its assumptions to fit the property, and compare the result with actual estimates and written terms.
Fire-Damaged House Questions
Can I sell a fire-damaged house in Merced as-is?
Yes. USA Home Buyers buys houses as-is in the City of Merced and Merced County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter a fire-damaged house?
Do not enter until the officials responsible for the property say it is safe. Follow posted restrictions and any utility or fire-safety directions for that address.
What happens after I contact USA Home Buyers?
Tell us about the damage and any limits on safe access. We give you a written cash offer within 24 hours and provide written terms before you commit. If you choose to proceed, closing is through a title company.
Who can I contact about a fire-damaged property in the City of Merced?
For complaints in incorporated City areas, Merced County lists the City of Merced Code Enforcement Dept. at (209) 385-6912. The County page is complaint routing; it does not identify a permit or inspection requirement for a particular property. Confirm the right office for your address and question.
What sellers say about USA Home Buyers
Talk with USA Home Buyers
Call 888-274-5006 or use the form to tell us about the Merced property. We buy houses as-is in the City of Merced and Merced County, California.
Merced home-selling options →We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the fire damage and the property.