Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Merced, CA — Cash Offer in 24 Hours
We buy houses as-is in Merced and Merced County, California, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 or tell us about the Merced property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
Estimate what you could keep from a Merced sale
Merced, CA illustrative estimate
Merced, CA illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for Merced, CA: $395,807. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Your situation
Foreclosure
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Merced calculator →
Questions about the two options? Call 888-274-5006.
Selling costs in Merced: California documentary transfer tax
California's county documentary transfer tax is $0.55 for each $500 of taxable consideration, or fraction of $500 — $1.10 per $1,000 (0.11%). It applies when consideration is over $100 and excludes a lien or loan that stays on the property after the sale. A city may take half of the county rate as its own share, credited against the county tax; some cities add a larger transfer tax. Have title or escrow confirm the address, any city tax, exemptions, taxable amount, and contract allocation.
For example, $100,000 of taxable consideration is $110 at the base county rate, before any applicable city tax. That is not automatically the seller's share; the agreement and settlement statement show the allocation. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
What Merced sellers should know
Check which office handles a housing complaint
If you have a rental-unit or substandard-housing complaint, start with the property address. Merced County describes its program for unincorporated areas; for complaints inside an incorporated city, its page points to the municipal code-enforcement agency and lists the City Code Enforcement contact for Merced.
What sellers say about USA Home Buyers
Who we are
Merced is a market we serve.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Useful Merced and Merced County offices
Merced County Clerk-Recorder
The online Grantor/Grantee index covers Official Records recorded since 1963 and shows indexed information; pre-1963 index searches are handled in person at the County office.
Merced County Assessor
Assessment-roll tools for parcel status, tax-rate-area code, exemptions, parcel characteristics, and assessment maps.
Merced County Treasurer-Tax Collector
Property-tax bill viewing, payment, paid-tax verification, and defaulted-tax-sale information.
Merced County property-tax search
View or print tax bills, pay online, and verify paid-tax information.
Merced County defaulted-tax information
County information about defaulted taxes and tax-sale participation.
Merced County Superior Court Probate Department
Probate department information; the Court lists filing counters in Merced and Los Banos and says probate cases are heard at the Merced Courthouse.
Merced County Building & Safety / City Code Enforcement
The County describes its substandard-housing program for unincorporated areas and points incorporated-city complaints to the municipal code-enforcement agency.
Questions about selling a house in Merced
Can I sell a Merced house as-is?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Is Merced in Merced County?
Yes. The City of Merced is a municipality within Merced County, California. Other incorporated places in the County are separate municipalities, not Merced neighborhoods.
What documentary transfer tax applies to a Merced-area home sale?
California documentary transfer tax is $0.55 for each $500 of taxable consideration, or fraction of $500 ($1.10 per $1,000). It applies when consideration is over $100; a lien or loan that remains after the sale is excluded from that taxable consideration. A city may take half the county rate as its own share, credited against county tax, and some cities impose a larger tax. Have title or escrow confirm whether a city tax applies to the property, the taxable amount, exemptions, and how the contract allocates the cost. At the base county rate, $100,000 of taxable consideration is $110 before any applicable city tax. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
What if a trustee’s sale is scheduled?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
What happens to insurance proceeds if I sell a fire-damaged house to you?
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Where should I ask about a Merced housing complaint?
The County Substandard Housing Program describes complaints for unincorporated areas. For a complaint within an incorporated city, the County page directs callers to the municipal code-enforcement agency and lists the City Code Enforcement contact for Merced. Use the property address when contacting the office.
Where can I ask about probate in Merced County?
The Superior Court of California, County of Merced lists probate filing counters in Merced and Los Banos and says probate cases are heard at the Merced Courthouse. Contact the Court about the route for a specific case.
Tell us about your Merced house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Nearby places and Merced seller pages
Atwater, Livingston, Los Banos, Dos Palos, and Gustine are other incorporated municipalities in Merced County, not neighborhoods in the City of Merced. Check an exact address when a city or county office needs to handle a property question.
See the Modesto market page for another Central Valley market we serve.