How we help you work toward closing
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
We work with you and the title company on the mortgage payoff, title, sale date, and closing details.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
Mortgage foreclosure and tax sale have different dates
An Indiana mortgage foreclosure is a court case about the home loan and can lead to a sheriff’s sale. Before the sale, redeeming means paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage of the case. Paying only overdue installments is not the same thing. A sale needs to close and resolve the debt in time.
A Lake County tax sale concerns delinquent property taxes and follows a separate process, with its own notice and date. Postponing a mortgage sheriff’s sale does not change a tax-sale date. If you have a tax-sale notice, call us and we’ll look at that date with you separately.
Indiana Code § 32-29-7-7: redemption before a sheriff’s sale
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form with the house address and sheriff’s-sale date on your notice.
- We look at the house and give you a written offer and written terms before you commit.
- If you choose to sell, we work with the title company on title, payoff, and closing details.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Lake County sale information
The Lake County Sheriff posts mortgage-foreclosure sheriff-sale listings. The County Treasurer provides property-tax and tax-sale information. Call us with a notice and we’ll go through the date with you.
Compare possible sale proceeds
A mortgage payoff affects what remains from a sale. Use the Merrillville home-sale net proceeds calculator to compare the numbers for your house.
Questions about selling before a Merrillville sheriff’s sale
Can I sell my Merrillville house before a sheriff’s sale?
Possibly. Indiana mortgage foreclosures go through court, and a sale has to close and resolve the debt in time. Before the sheriff’s sale, an owner can redeem by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage; paying only overdue installments is not the same thing. Call us with the date on your court notice and we’ll go through the payoff and timing with you.
Is a Lake County tax sale the same as a mortgage foreclosure?
No. A mortgage foreclosure is a court case about a home loan and may lead to a sheriff’s sale. A tax sale concerns delinquent property taxes and has a separate notice and date. Postponing a mortgage sheriff’s sale does not change a tax-sale date. We can look at the notices with you separately.
What if my mortgage payoff is more than my Merrillville house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Talk with us about your Merrillville house
Call 888-274-5006 or use the form to tell us about the house and sale date.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”