Mobile, AL · Mobile County · Seller questions

Questions About Selling a House in Mobile, AL

These answers cover what you may keep, repairs, timing, Alabama deed tax, paperwork, and common selling situations.

USA Home Buyers buys houses as-is in Mobile, AL and Mobile County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 with a question or use the form to ask about a written cash offer.

We give written cash offers in 24 hours.

Share the address, what you know about the house, and the question you are trying to answer.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

We'll give you a written cash offer within 24 hours.

Money and choices

Compare what you keep, not just the price

Net proceeds are what remains after the costs and balances tied to a sale. A listing and a cash sale can have different prices and expenses, so compare the written numbers with the costs that apply to your house.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneNone
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerWritten offer and written terms before you commit; title-company closing.Written offer and written terms before you commit; title-company closing.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Mobile calculator →

Questions about the two options? Call 888-274-5006.

Useful questions

Mobile seller questions, answered

Do you buy houses as-is in Mobile and Mobile County?

Yes. USA Home Buyers buys houses as-is in Mobile, AL and Mobile County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house and when you want to sell.

What could I keep from a cash sale?

There is no one net figure for every house. What you keep depends on the written sale price and the costs and balances tied to your property. Compare the possible listing and cash-sale numbers after repairs, commissions, concessions, cleanout, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes—not just the headline price.

What is the difference between a Cash Offer and EZ Sale?

A Cash Offer is direct: USA Home Buyers buys directly, in 30 days or less, at a lower price. EZ Sale goes to one of our partners, in 60 days or less, at a higher price than the Cash Offer. Both are offered with no repairs, no commissions, and no closing costs. Compare the written numbers and choose what works best for you.

How quickly can I get a written cash offer, and what do I see before deciding?

We give written cash offers in 24 hours. You receive written offer and written terms before you commit; closing is through a title company.

What closing costs and deed tax apply to an Alabama sale?

Alabama charges deed tax when the deed is recorded with the county probate judge: 50 cents for each $500 of taxable value, or any part of $500. The closing attorney confirms the taxable value and amount. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Can I sell an inherited Alabama house before the estate is finished?

Often, yes, once the person signing has legal authority. The probate court appoints a personal representative, and the court’s letters show that person’s authority. If the will expressly authorizes the sale, it can usually proceed under that power; otherwise, the personal representative needs court approval before selling estate property. If no estate is open, heirs may be able to sell together, but everyone with an ownership interest must participate. Estate debts and a surviving spouse’s rights can affect title. The closing attorney or title company will confirm what is needed. If you need an estate attorney, we can help you find one.

Can I sell my Alabama house while it is in foreclosure?

Often, yes, if you close before the foreclosure sale. A mortgage with a power of sale lets the lender foreclose without a court case. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. After a foreclosure sale, some people have a limited right to redeem, or buy the house back. For residential property with a homestead exemption claimed in the year of sale and a mortgage signed on or after January 1, 2016, the usual period is 180 days; other property and older mortgages generally have a one-year period. Redemption is not extra time to stay in the house. Check the actual notice and deadline promptly.

Can I sell an Alabama rental house with tenants living in it?

Yes. A sale generally does not cancel the lease; the buyer takes over as landlord subject to it. Alabama security deposits generally cannot exceed one month’s rent, with extra amounts allowed for pets, changes to the home, or added liability risk. After the tenancy ends and the tenant returns possession, the landlord generally has 60 days to mail the refund and an itemized account of lawful deductions. Ending a month-to-month tenancy generally takes at least 30 days’ written notice before the periodic rental date; a week-to-week tenancy generally takes at least seven days’ written notice. A fixed-term lease or other legal protection may require a different approach.

Can I sell a Mobile house with a code violation or unsafe-building notice?

Usually, yes, but a sale does not erase an open order, assessment, or lien. Alabama municipalities can repair or demolish an unsafe building after required notice and process, then assess the cost against the property as a lien. Local laws may also allow a city to charge for clearing weeds or debris. The rules depend on the city, so check the issuing office’s notice, amount, and deadline. If you sell to us, you do not make repairs for the sale.

Can I sell a house with a mortgage, lien, or back taxes?

Those balances do not disappear because a house is sold. The mortgage, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay. The title company and closing professionals confirm the actual balances and how they affect the settlement for your property.

Do I need every paper ready before I call?

No. Start with the property address, what you know about its condition and occupancy, and the timing or question on your mind. A deed, estate appointment, lease, payoff statement, tax notice, lien notice, or foreclosure notice may help answer a follow-up, but you can call before you have everything gathered.

Start with a question

You can call before you have everything figured out

You do not need every paper or answer before the first conversation. Start with the property address, what you know about its condition and occupancy, or the timing you are working with.

Call 888-274-5006 with the question you have now. You can also use the form above.

Local help

Which county is a Mobile property in?

Mobile County is the only county with area inside the incorporated City of Mobile boundary. That city-limit fact does not determine a specific parcel’s county or situs. For a city-limit question, start with the City of Mobile; for county information, see Mobile County’s cities and quick facts. Confirm an individual property’s county through its address and land records.

More detail

More Mobile seller questions and resources

Open the page that matches your situation, compare possible net proceeds, or read the local guide and article before choosing a sale path.

Still have a question about selling in Mobile?

Call 888-274-5006 with the question you have now, or use the form above. You can start before everything is figured out.

Call Now 888-274-5006