Questions About Selling a House in North Platte, NE

No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the house and its condition.

More detail: North Platte home-selling guide

We give written cash offers in 24 hours. You receive the written offer and written terms before you commit; closing is through a title company. Your actual closing timing depends on the written terms and the title work for the property.

More detail: How the North Platte sale process works

When you sell to us, we pay the closing costs, including Nebraska's documentary stamp tax. Your mortgage, liens, back taxes, and share of current property taxes are separate. Nebraska charges documentary stamp tax when a deed transfers real estate; for transfers before January 1, 2032, the rate is $3.32 for each $1,000 of value or part of $1,000. The county register of deeds collects it when the deed is recorded.

More detail: Nebraska documentary stamp tax statute · North Platte property liens and closing balances

Often, yes, if you close before the foreclosure sale. Nebraska home loans are secured by either a trust deed or a mortgage, and the process depends on which one you signed. With a trust deed, the lender can skip court. The trustee records a notice of default with the county register of deeds. For one month after the notice is recorded, you can generally cure a payment default before the loan's original maturity by paying what is due plus allowed costs and fees. Principal due only because of acceleration is excluded; principal already due at maturity is not. Certain farm properties have two months. A later cure before the sale can have different allowed costs and fees. After at least one month, or two months for the specified farm properties, the trustee can publish a notice of trustee's sale once a week for five weeks, with the last notice 10 to 30 days before the sale, and must mail you a copy at least 20 days before the sale. The trustee sells at a public auction and can postpone it by announcement at the sale. There is no right to buy the house back after a trustee's sale. With a mortgage, the lender must go to court, and a sheriff or court-appointed officer holds the sale. Within 20 days after the court's decree, you can file a written request to delay the sale. The delay can be nine months. For the residential mortgages covered by the statute, it is three months if the original final payment was more than 20 years after the foreclosure complaint was filed, or six months if it was more than 10 but no more than 20 years after that filing. You can redeem by paying the court judgment, interest and costs before the court confirms the sale. After an auction to a buyer who is not the plaintiff, the statute also requires interest on that buyer's purchase price. If you live in the house and a foreclosure has started, Nebraska generally lets you cancel a contract to sell it to a business buyer. For a contract that meets the Nebraska Foreclosure Protection Act, you generally have until midnight of the third business day after signing, or noon on the last business day before the sale, whichever comes first. That Act gives no cancellation right if you first agree to the purchase on or after that noon deadline. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

More detail: North Platte foreclosure questions and next steps · Nebraska trust-deed notice of default and sale statutes · Nebraska court-ordered sale delay statute · Nebraska court-sale redemption statute · Nebraska Foreclosure Protection Act cancellation statute

Yes, you can ask about a sale while you review a city notice. North Platte lists weeds and overgrowth, obstructions, unkept properties, and junk vehicles among its typical code-compliance concerns. The City describes an initial 10-day response period for a nuisance notice; if it is unresolved, personal service and a further five-day period come before referral to the City Attorney. The actual notice for the property controls its deadline.

More detail: North Platte code violations and notices · City of North Platte Code Compliance · City of North Platte nuisance notices

Yes. You can call with the property address, what you know about its condition and occupancy, and the timing you are facing. A deed, payoff statement, tax notice, lien notice, or court paper may answer a later question, but you do not need to have everything gathered before you call.

More detail: What to expect in the North Platte sale process · North Platte and Lincoln County seller resources