What we take on after a fire
You do not have to clean up, repair the house, or haul away debris before selling to us. You can talk with us about the damage without entering the house.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We'll discuss the damage and the timing you have in mind. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Your mortgage, liens, back taxes and share of current property taxes are separate. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. No agent commissions when you sell to us. No fees.
Ocean City safety and permit help
If fire or building officials tell you not to enter, stay out and follow their instructions. Wait until you know the house is safe before starting cleanup or repairs.
For repairs or alterations in the Town of Ocean City, Planning and Community Development provides online permit information and application instructions.
Town of Ocean City online permitting →Compare rebuilding with selling as-is
Rebuilding means weighing cleanup, repairs, and debris removal against the time and cost of carrying the house while work is underway. Compare those costs and timing with the written terms for an as-is sale.
Use the Ocean City home-sale calculator to compare estimated sale proceeds with rebuilding costs and carrying time.
Compare estimated Ocean City sale proceeds →Questions and contact
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Fire-damaged house questions
Can I sell a fire-damaged house in Ocean City, Maryland?
Yes. USA Home Buyers buys houses as-is in the Town of Ocean City and Worcester County, Maryland. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Where can I check permit requirements for repairs in Ocean City?
The Town of Ocean City's Planning and Community Development department provides online permit information and application instructions for repairs and alterations.
What happens after I ask about an offer?
We discuss the damage and timing with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
How can I compare rebuilding with selling as-is?
Compare cleanup, repair, and debris-removal costs and the time spent carrying the house with the written terms for an as-is sale. The Ocean City calculator can help you compare estimated sale proceeds with rebuilding costs.
Talk through your Ocean City fire-damage sale
Call 888-274-5006 or share the address and tell us what happened.
We give written cash offers in 24 hours.
Share the address and the questions you have about the fire-damaged house.