Town of Ocean City · Worcester County, MD · How the sale works

How Selling Your Ocean City House to Us Works

USA Home Buyers buys houses as-is in the Town of Ocean City and Worcester County, Maryland. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know; you do not need every property question settled before the first conversation.

Questions before you have all the details? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address, condition, occupancy, and timing you are considering.

From the first conversation to settlement

The sale, step by step

Step 1: Tell us what you know about the house
Start with the Ocean City address, the house's condition, who occupies it, access, and the timing you have in mind. Tell us what you know about an estate, tenant, Town notice, payoff, lien, tax balance, or deadline. You can start the conversation before every property question is settled.
Step 2: Talk through the property and the sale choices
We ask practical questions about the house as it stands, including repairs, access, occupancy, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the choices that fit the property and what still needs to be checked.
Step 3: Read the written offer and terms before you decide
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, signing authority, and payoffs
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. Share the statements, notices, or estate papers you have so the right questions can be identified. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you choose to proceed, the title company handles the closing.

You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	Yes, partner visits
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	You get a written offer and written terms before you commit, and we close through a title company.	You get a written offer and written terms before you commit, and we close through a title company.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Ocean City calculator →

Questions about the two options? Call 888-274-5006.

Town of Ocean City and Worcester County details

Check the office route for the question

The Town of Ocean City and Worcester County publish separate office routes. Worcester County offices handle county tax, recording, and probate routes; a city-street address alone does not determine a parcel, tax, title, or estate question. Use the office that maintains the record and give it the property address.

If the house is a Town rental

Ask the Town about the current rental-license status for the specific address.

Town of Ocean City Rental Hub ↗

Closing numbers

Read the settlement figures

The settlement sheet lists the sale price, mortgage payoff, liens, taxes, other charges, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

Maryland's state transfer tax is generally 0.5% of the sale price. Worcester County sets the recordation-tax rate, and any county transfer tax depends on current local rules. The usual starting point is an equal split between buyer and seller unless the contract says otherwise. A lower state rate applies when the buyer is a first-time Maryland home buyer who will live in the house; the seller pays the state transfer tax, recordation tax, and local transfer taxes in that case unless the parties expressly agree otherwise. Some transfers are exempt. The settlement company can confirm the figures and allocation for the property.

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items.

When things get difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and contact

Find the next step for your Ocean City house

Call 888-274-5006 or use the form at the top of this page. You can start with what you know before every property question is settled.

Compare possible sale proceeds with the Ocean City calculator →

Questions about selling an Ocean City house

Can I start before every property question is settled?

Yes. Start with the Ocean City address and what you know about condition, occupancy, access, and timing. You can tell us which details about an estate, payoff, lien, Town notice, or deadline are still unknown.

What is the difference between Cash Offer and EZ Sale?

A Cash Offer is built for speed, condition, and tough situations. EZ Sale is often a better fit when the house doesn't need major repairs and you want a higher number. You compare the written numbers and choose what works best for you.

How do I understand the settlement figures?

The settlement sheet lays out the sale price, mortgage payoff, liens, taxes, costs, and the amount scheduled for disbursement. The title company reviews the figures for the property. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing-cost promise.

Which Town or County office handles my local question?

The Town of Ocean City and Worcester County publish separate office routes. Town rental-license questions go to the Town; property-tax, deed-recording, and probate questions use the relevant County office. A street address alone does not determine parcel, tax, title, or estate jurisdiction.