How liens and back taxes are paid
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Your mortgage balance, back taxes, and share of current property taxes are separate payoff amounts. The lender, creditor, or tax office confirms the current amount and instructions; we work with the title company on the closing figures.
No agent commissions when you sell to us. No fees.
Records and the next step
A tax bill, lien notice, lender statement, creditor letter, or payoff statement can help us talk through the amount. Call with the address and whatever you already have; you do not need every record first. We work with the title company and the creditor or tax office on current payoff details as the sale moves forward.
St. Louis County Revenue and Assessment offers a real-estate search by property address. Open the St. Louis County Real Estate Search →
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- We talk through the house, the payoff, and any notice or date you know about.
- You get a written offer and written terms before you commit, and we close through a title company.
- If you choose to sell, we work with the title company and the creditor or tax office on title and payoff details.
- Close as fast as 7 days when title and closing details allow.
Property-tax notices and mortgage foreclosure
A property-tax sale for unpaid taxes and a mortgage foreclosure through a trustee's sale are separate processes, with different notices and dates. St. Louis County property-tax bills and account questions go to the Collector of Revenue. If you have a tax-sale or trustee-sale notice, tell us the date and what it says; you can call before you have all the papers.
Read about Old Jamestown mortgage foreclosure →St. Louis County offices for taxes and property records
St. Louis County Collector of Revenue
Contact the Collector about county property-tax bills and account questions.
St. Louis County Recorder of Deeds
Contact the Recorder about recorded deeds, mortgages, and other land documents.
Missouri transfer taxes and deed-recording fees
Missouri's Constitution bars the state, counties, and other local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. State law sets deed-recording fees at $5 for the first page and $3 for each additional page, plus per-document fees. The title company or closing professional confirms the exact recording charges. Mo. Const. art. X, §25; RSMo §59.310; §59.319; and §59.800.
When you sell to us, we pay the closing costs.
Compare possible sale proceeds
Use the Old Jamestown home-sale net proceeds calculator to compare possible sale proceeds with a payoff or tax amount you enter.
Open the Old Jamestown home-sale net proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Just wanted to say, taxes were 3 years behind on my house... county was going to auction it... they bought it, paid the taxes at closing, gave me the rest... Thanks...”
Questions about property liens and back taxes in Old Jamestown, MO
Can I sell my Old Jamestown house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens in Old Jamestown.
Who confirms the current payoff amount?
The lender, creditor, or tax office confirms its current amount and payoff instructions. We work with the title company on the title and payoff details for the sale.
Do I need every notice or payoff statement before I call?
No. Start with the property address and any tax bill, lien notice, lender statement, or payoff letter you already have. You can call before you have everything.
Which St. Louis County office handles property-tax questions?
The St. Louis County Collector of Revenue handles county property-tax bills and account questions. The County Real Estate Search lets you look up property information by address.
Is a property-tax sale the same as a mortgage trustee sale?
No. A sale for unpaid property taxes and a mortgage foreclosure through a deed-of-trust trustee sale are separate processes, with different notices and dates. Read our Old Jamestown foreclosure information for the mortgage process.
What if the payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What taxes and recording fees apply when I sell in Missouri?
Missouri's Constitution bars state and local governments from imposing new taxes on the sale or transfer of real estate after December 2, 2010. State law sets deed-recording fees at $5 for the first page and $3 for each additional page, plus per-document fees; the title company or closing professional confirms the exact charges. When you sell to us, we pay the closing costs.
Talk through the property
Call 888-274-5006 or use the form above. Start with the Old Jamestown address and whatever notice or payoff information you have.