What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange cleanup, repair work, or debris hauling to sell to us. Tell us what you know about the damage and access; do not enter an unsafe house to gather details.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Peru or Miami County address and what you know about the damage and access.
- We discuss the property and give you a written cash offer within 24 hours.
- You receive written terms before you commit. If you choose to sell, a title company handles the closing.
Local safety and permit information
Do not enter if officials have restricted access or the structure may be unsafe. Follow directions for the actual address from the fire department, building officials, utility provider, and insurer. Before cleanup, repairs, or demolition, ask the office responsible for that address what requirements apply.
For a Peru city address, the City of Peru Building Department is listed at City Hall, 35 S Broadway, Peru, IN 46970, for building, zoning, permit, and code-enforcement questions. Miami County maps Peru, Bunker Hill, and Converse as separate planning jurisdictions. Check the address to confirm which office applies; the city contact may not cover a property outside its jurisdiction.
Compare rebuilding with selling as-is
Put repair, cleanup, and debris-removal estimates beside the written terms for an as-is sale. Consider costs you would carry while work is underway, the time and coordination a rebuild takes, and any mortgage requirements. Use your insurer's information for your actual claim rather than assuming what it will pay.
The calculator lets you compare sale estimates using your own assumptions. Change the figures to fit the property and compare what each path could leave after its costs and work; it is a planning estimate, not an insurance decision or a property-specific offer.
Compare Peru sale proceeds with your own numbers →Questions and seller reviews
Fire-Damaged House Questions in Peru, IN
Can I sell a fire-damaged house in Peru or Miami County, IN?
Yes. USA Home Buyers buys houses as-is for cash in Peru, IN and Miami County, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I have to clean, repair, or haul away debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to complete that work to sell to us.
Can I enter the house or start cleanup after a fire?
Do not enter if the structure may be unsafe or officials have restricted access. Follow directions for the actual address from the fire department, building officials, utility provider, and insurer. Before cleanup, repairs, or demolition, ask the office responsible for that address what requirements apply.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We discuss the property, give you a written cash offer within 24 hours, and provide written terms before you commit. If you choose to sell, a title company handles the closing.
Which Peru office can answer building or permit questions?
The City of Peru Building Department handles city-level building, zoning, permit, and code-enforcement questions. Miami County maps Peru, Bunker Hill, and Converse as separate planning jurisdictions, so check which office covers the property address.
How can I compare rebuilding with selling as-is?
Compare written repair and cleanup estimates, debris removal, and costs you would carry while work is underway with the written terms for an as-is sale. Use your own figures in the calculator, and confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review shows the seller's location.
What sellers say about USA Home Buyers
Talk with us about the house
Call 888-274-5006 or use the form to tell us what happened.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you want to compare.