What we take on after a fire
A fire can leave damaged rooms, smoke cleanup, and debris. You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand, so you can consider a sale without first taking on a cleanup or restoration project.
If officials or utility personnel have restricted access, follow their directions. Do not enter a structure that may be unsafe.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
1. Talk through the damage
Tell us what happened, what access is safe, and what questions you have about the house.
2. Review written terms
We give written cash offers in 24 hours. You can review the written offer and terms before deciding whether to proceed.
3. Close through a title company
If you choose to sell, closing is handled through a title company.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Picayune and Pearl River County building and permit contacts
Before cleanup, repairs, or demolition, ask the responsible local office what permits or inspections apply to the work. For a City of Picayune property, the City lists its Building Inspector at 200 Highway 11 South, (601) 798-9777. Pearl River County lists Planning & Building in Poplarville at 100 South Main Street, (601) 403-2202, with a Planning/non-compliance line at (601) 749-7731. Not sure which office covers the property? Call us — we'll sort it out with you.
If the house may be unsafe or access is restricted, do not enter. Follow directions from the officials and utility personnel responsible for that property.
Compare rebuilding with selling as-is
Compare repair estimates, cleanup and debris costs, any permits officials say apply, and the time and bills involved in rebuilding with the written terms for an as-is sale.
The calculator can help compare a possible listing price with estimated proceeds after the costs you enter. Use your own assumptions; its result is an estimate, not an offer for this property.
Compare estimated Picayune sale proceeds with the calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Picayune or Pearl River County?
Yes. USA Home Buyers buys fire-damaged houses as-is in Picayune and Pearl River County, Mississippi. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I need to clean, repair, or remove debris before selling?
No. We buy the house exactly as it stands. You do not have to clean it, make repairs, or haul away fire debris to sell to us.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
If the structure may be unsafe or officials have restricted access, do not enter. Follow directions for the property and ask the responsible local office what permits or inspections apply before starting work.
What happens after I ask about an offer?
Tell us about the damage and any access limits. We give written cash offers in 24 hours, and you receive written terms before you commit. If you choose to proceed, closing is through a title company.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Talk with us about your Picayune house
Call 888-274-5006 or use the form to tell us about the damage and ask for a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the house.