Picayune, Mississippi · Pearl River County · How it works
How Selling Your Picayune House to Us Works
USA Home Buyers buys houses as-is in Picayune and Pearl River County, Mississippi. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call or use the form before every property question is settled.
Call 888-274-5006 to talk through the property, or tell us about it below.
Tell us about the houseWe give written cash offers in 24 hours.
Start with the address and what you know about the house.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Picayune address, the house's condition, who lives there, access, and the timing you are considering. You can start the conversation before every property question is settled.
Step 2: Talk through the property and your choices
We ask about the house as it is, including repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and sale terms
We give written cash offers in 24 hours. Before you decide whether to proceed, we put the offer and sale terms in writing for you to read. If you choose to move forward, the closing is handled through a title company.
Step 4: Work through title, signing authority, and payoffs
If you decide to proceed, the title company reviews the deed, ownership and who can sign, mortgage payoffs, liens, tax information, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. We work through questions as they come up.
Step 5: Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Step 6: Sign and close
You decide whether to proceed. If you do, the title company handles the closing under the written terms and its closing instructions.
Cash Offer or EZ Sale: compare the written numbers
Two ways to sell to us
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Picayune calculator →
Questions about the two options? Call 888-274-5006.
Pearl River County and Mississippi estate details
Who can sign when a house is part of an estate?
An heir cannot sign for an estate just because they are a family member. In Mississippi, an executor may sell estate real property before the estate closes when the will authorizes the sale or the Chancery Court orders it. The will, appointment, court order, and title determine who may convey.
The Pearl River County Chancery Court page provides local court information. The court and title company can address the authority and documents that apply to the property.
Closing numbers
Review recording fees and the settlement figures
Mississippi has no state real-estate transfer tax. Deeds are subject to recording fees under the state schedule; the Pearl River County Chancery Clerk applies that schedule and any other recording charge. The charge depends on the document being recorded.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items.
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
Find the next step for your Picayune house
Call 888-274-5006 or use the form at the top of this page. You can start with what you know while other property questions are being sorted out.
- Inherited-property questions →
- Foreclosure questions and deadlines →
- Property liens and back taxes →
- Picayune home-sale net-proceeds calculator →
Picayune selling-process questions
Can I contact you before every property question is settled?
Yes. Start with the Picayune address and what you know about condition, occupancy, access, and timing. You can begin while other property questions are still being sorted out.
What are the Cash Offer and EZ Sale choices?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, signing authority, and mortgage payoffs?
The title company reviews the deed, ownership and who can sign, mortgage payoffs, liens, tax information, and the documents needed for settlement. The settlement sheet shows how those figures affect the sale proceeds.
Who can sign for an inherited Mississippi house?
An heir cannot sign for an estate just because they are a family member. An executor may sell estate real property before the estate closes when the will authorizes the sale or the Chancery Court orders it. The will, appointment, court order, and title determine who may convey.
Does Mississippi charge a real-estate transfer tax?
Mississippi has no state real-estate transfer tax. Deeds have recording fees under the state schedule, which the county Chancery Clerk applies along with any other recording charge. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Ready to talk through your Picayune house?
Call 888-274-5006 or use the form above to start with the property address and what you know.