Questions About Selling a House in Plattsburgh, NY

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Share what you know about the house and we can review it as it stands.

We give written cash offers in 24 hours. You can start with the property address and the condition, occupancy, and timing details you know.

Compare net proceeds — what remains after the costs tied to a sale — instead of looking only at the sale price. Repairs, selling costs, mortgage payoff, liens, back taxes, and your share of current property taxes are separate numbers to consider.

New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500; the sale agreement can provide otherwise, and local transfer taxes may add to it. A separate 1% mansion tax on residential sales of $1 million or more is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.

A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live in the house and are in foreclosure or two or more months behind, New York’s Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping the foreclosure by paying the lender requires the full amount owed, including applicable interest, fees, and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

You can call before you have every detail or document figured out. Start with the property address, what you know about its condition, who is living there, and the question or timing you are working through. Written offer and written terms before you commit; title-company closing.

Yes. We can review a house with tenants or estate questions. Tell us what you know about occupancy, access, timing, and the paperwork you have; the actual signing authority and property details still need to be confirmed for closing.