What we take on
A fire can leave damage, smoke cleanup, and debris behind. You do not have to clean the house, repair the damage, or haul debris to sell to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Tell us what happened and what you know about safe access. If officials have restricted entry or work, follow their directions; do not enter a structure that may be unsafe.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the damage, any limits on safe access, and your timing.
- We'll give you a written cash offer within 24 hours.
- You receive written offer and written terms before you commit.
- If you choose to sell, closing is through a title company.
When you sell to us, we pay the closing costs, including New Hampshire real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can compare the written terms before deciding.
Portsmouth fire-safety and permit contacts
If the property may be unsafe, stay out and follow directions from the officials responsible for it. Before cleanup, repairs, debris removal, or demolition, ask Portsmouth officials which permits or approvals apply to the address and planned work.
- For fire-related questions and fire-report requests, start with the City of Portsmouth Fire Department.
- For building, inspection, and repair questions, contact the City's Inspection Department.
- To review or apply for permits, use the City's permit application portal and confirm requirements for the actual property and work.
Compare rebuilding with selling as-is
Compare contractor estimates, cleanup and debris costs, any permits Portsmouth officials say apply, and the time and carrying costs of rebuilding with the written sale terms. Check your own insurer's and mortgage servicer's requirements when weighing the options.
The calculator can help compare estimated sale proceeds with the costs you enter. It is an estimate, and the actual number could be more or less depending on the home's condition.
Compare estimated Portsmouth sale proceeds and costs →Seller reviews and questions
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location is shown.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Sixty-six years old, widowed, and the house had more property taxes than I wanted to keep paying — $5,800 a year in NH on a fixed income. My son in Boston had been after me to move south. USA Home Buyers gave me a fair number, no open houses, no strangers in my house. Closed in eight days. I was in Massachusetts before spring.”
“My parents owned a house near the Millyard for 40 years. After my mother passed, my brother and I needed to settle the estate quickly — we both have jobs and families, neither of us lives in Manchester. USA Home Buyers had a written offer the next day and we closed in 11 days. The whole process was straightforward.”
“I relocated to Boston for work and had my Manchester house on the market for three months with an agent — two failed offers, one buyer who couldn't get financing. USA Home Buyers gave me a written number the next morning and we closed before my lease on the new apartment ran out.”
Questions to ask as you compare
- What damage and access limits are reflected in the written terms?
- What would cleanup, repairs, permits, and the time to rebuild cost?
- What does my insurer or mortgage servicer require for this claim?
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Portsmouth, NH?
Yes. USA Home Buyers buys houses as-is in Portsmouth, NH and Rockingham County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris first?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can ask about a sale before taking on cleanup or repair work.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens after I ask about an offer?
Tell us about the damage and any safe-access limits. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; if you choose to sell, closing is through a title company.
Can I enter or start repairs at the property?
Follow directions from fire and building officials, your utility provider, and your insurer for the actual property. Do not enter if the structure may be unsafe or access is restricted. Ask Portsmouth officials what permits or approvals apply to the address and work before starting repairs or debris removal.
How can I compare rebuilding with selling as-is?
Compare contractor estimates, cleanup and debris costs, permits Portsmouth officials say apply, and the time and carrying costs of rebuilding with the written sale terms. The calculator provides an estimate using editable assumptions, not a property-specific offer.
Talk with us about your Portsmouth property
USA Home Buyers buys houses as-is in Portsmouth, NH and Rockingham County. Call 888-274-5006 or share the property details in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the damage.