Portsmouth, NH · Rockingham County · How the sale works
How Selling Your Portsmouth House to Us Works
USA Home Buyers buys houses as-is in Portsmouth, New Hampshire and Rockingham County. Start with the address and what you know about the house; you do not need every property question settled before you call or use the form.
Questions now? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know. You can ask questions while some property details are still being checked.
From the first conversation to settlement
The Portsmouth sale, step by step
Step 1: Tell us what you know about the house
Start with the Portsmouth address, the house's condition, who is there, access, and the timing you have in mind. You can start the conversation before every property question is settled. USA Home Buyers buys houses as-is in Portsmouth and Rockingham County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 2: Talk through the property and the sale choices
We ask practical questions about the house as it sits, including repairs, occupancy, access, belongings, and timing. We explain the choices that fit the property and what still needs to be checked before you decide.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed, compare another path, or stop before signing.
Step 4: Work through title, authority, and payoffs
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property. You can start the conversation while those details are being checked.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Portsmouth, NH calculator →
Questions about the two options? Call 888-274-5006.
Portsmouth and Rockingham County
The county helps orient the title work
Portsmouth's city boundary is within Rockingham County. That identifies the city's county, but it does not decide the records or venue for an individual property. The title company checks the property-specific title and signing questions as part of the sale.
Closing numbers
Review the settlement figures and transfer tax
New Hampshire real estate transfer tax is $0.75 for each $100, or fraction of $100, of taxable price. The buyer and seller each owe that rate separately. At a $100,000 taxable price, that is $750 for each side, or $1,500 combined. Each party's tax is rounded to the nearest whole dollar; for a price of $4,000 or less, the minimum is $20 per party. The closing professional handles tax stamps through the county register of deeds and required filings with the Department of Revenue Administration, including any exemption.
When you sell to us, we pay the closing costs.
This closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those are separate settlement items.
When something gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about selling your Portsmouth house
Can I contact you before every property question is settled?
Yes. Call 888-274-5006 or use the form with the Portsmouth address and what you know so far. You can tell us which details about condition, occupancy, a payoff, lien, or estate are still unknown.
Do I have to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are the Cash Offer and EZ Sale choices?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks the deed, liens, and mortgage payoff?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property.
How does New Hampshire real estate transfer tax affect closing?
New Hampshire real estate transfer tax is $0.75 for each $100, or fraction of $100, of taxable price. The buyer and seller each owe that rate separately. At a $100,000 taxable price, that is $750 for each side, or $1,500 combined. Each party's tax is rounded to the nearest whole dollar; for a price of $4,000 or less, the minimum is $20 per party. The closing professional handles tax stamps through the county register of deeds and required filings with the Department of Revenue Administration, including any exemption. When you sell to us, we pay the closing costs. This closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those are separate settlement items.
Questions and contact
Call 888-274-5006 or tell us what you know about the house. You can start before every property question is settled.
Start with the Portsmouth house and your question
You can call before every detail is settled. Tell us what you know, then read the written offer and terms before you decide.
Call 888-274-5006
We'll give you a written cash offer within 24 hours.