Portsmouth, NH · Rockingham County seller guide
We buy houses as-is in Portsmouth and Rockingham County, New Hampshire — in any condition, with no repairs, cleaning or cleanout required to sell to us.
Get a written cash offer, review the written terms before you commit, and close through a title company. Compare the numbers with listing work, timing and what you may keep.
Share what you know about the property. We will review the house as-is and send written terms for you to consider.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the house.
The short answer
A listing may fit if you can prepare the house, coordinate showings and wait through the sale. A direct sale lets you compare written terms without starting repairs or cleanout first. Look at the work, costs, timing and property obligations alongside what you would keep—not only the first price you see.
Compare a realistic listing plan—including repairs, cleanout, showings, commissions, concessions and carrying costs—with the written Cash Offer and EZ Sale numbers. USA Home Buyers buys directly through Cash Offer; EZ Sale goes to one of our partners. The table shows the approved program timing and terms.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Portsmouth calculator →
Questions about the two options? Call 888-274-5006.
Steps and numbers
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Portsmouth market context
Local property context
Portsmouth is in Rockingham County. Nearby Newington, Greenland, Rye and New Castle are separate New Hampshire municipalities, not Portsmouth neighborhoods. Confirm the property’s municipality and records from its exact address; county context does not determine a parcel’s status or court venue.
The City’s Market Square plan describes the Square and the streets leading from it as part of downtown, and identifies Market Square as part of the Portsmouth Downtown Historic District. That place context does not establish a particular property’s status; check the address with the City before deciding what exterior work to plan.
Strawbery Banke describes its historic houses, gardens and exhibits in Portsmouth’s Puddle Dock neighborhood. It is a local orientation point, not a boundary or a conclusion about any individual house.
Closing questions
The title company confirms which people and documents are needed to transfer the specific house. If there are co-owners or an estate, bring the deed and relevant estate papers and ask a New Hampshire closing attorney or title company to review signing authority before you commit. For an inherited property, see the inherited-property guide.
The tax is $0.75 per $100, or fraction of $100, of taxable price for each side of the sale. On a $100,000 sale, the buyer owes $750 and the seller owes $750, or $1,500 combined. Each side’s tax is rounded to the nearest whole dollar; for a price of $4,000 or less, the minimum is $20 each. The closing professional handles tax stamps through the county Register of Deeds and required filings with the Department of Revenue Administration, including any exemption.
When you sell to us, we pay the closing costs, including New Hampshire real estate transfer tax. Your mortgage, liens, back taxes and share of current property taxes remain separate.
RSA 78-B:1, rate and minimum · RSA 78-B:4, buyer and seller tax · New Hampshire Department of Revenue Administration.
A sale may still be possible if the loan can be paid off before foreclosure. A mortgage with a power of sale can be foreclosed without a court lawsuit. Residential borrowers generally receive at least 45 days’ notice, with newspaper publication once a week for three weeks. The notice explains how to ask the county’s superior court to stop the sale; the petition and service must be completed before the sale to preserve that statutory challenge. Redemption requires satisfying the mortgage obligations, damages and costs before foreclosure. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
RSA 479:25, power-of-sale procedure · RSA 479:18, redemption before foreclosure · Portsmouth foreclosure resources .
Where to find help
For Portsmouth property and local planning information, start with the City of Portsmouth. For transfer-tax questions, use the New Hampshire Department of Revenue Administration source linked above. The guides below separate estate, foreclosure, occupancy, code, damage and lien questions.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.
Cash Offer is a direct purchase by USA Home Buyers, 30 days or less, and a lower price. EZ Sale goes to one of our partners, is 60 days or less, and has a higher price than the Cash Offer. Both have no repairs, no commissions and no closing costs. Compare the written numbers and choose what works best for you.
The title company needs to confirm who can transfer this specific property. If ownership is shared or an estate is involved, gather the deed and relevant estate papers, and ask a New Hampshire closing attorney or title company what is needed before you commit.
New Hampshire charges both the buyer and seller $0.75 per $100, or fraction of $100, of taxable price. On a $100,000 sale, each owes $750, or $1,500 combined. When you sell to us, we pay the closing costs, including New Hampshire real estate transfer tax. Your mortgage, liens, back taxes and share of current property taxes remain separate.
A sale may still be possible if the loan can be paid off before foreclosure. A power-of-sale mortgage can be foreclosed without a court lawsuit, and residential borrowers generally receive at least 45 days’ notice. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Tell us who lives in the house and what access or timing questions matter. Keep the lease and possession plan beside the written offer, and get New Hampshire legal advice for a tenant notice or possession question.
Call 888-274-5006 or start with the address in the form above. Tell us about the condition, occupancy and timing that matter to you.