Questions About Selling a House in Providence, RI

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what the property needs and who lives there.

We'll give you a written cash offer within 24 hours. Start with the property address and the details you know about its condition, occupancy, and timing.

Compare what you would keep after costs, not only the sale price. Repairs, agent commission, cleanout, carrying costs, mortgage payoff, liens, and taxes can change the net amount. Use the calculator with assumptions that fit your house.

Rhode Island charges real estate conveyance tax when the deed is recorded. For sales with more than $100 in consideration, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes a mortgage or lien that stays on the property. For 2026, residential sales above $824,000 also pay the same rate on the amount above that threshold; the threshold is adjusted for inflation. The seller pays by default unless the parties agree otherwise. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage, liens, back taxes and share of current property taxes are separate.

Yes. You can call with the address and the question you are trying to answer; you do not need every paper in hand to start. Share what you know about the house, who occupies it, and your timing. Written offer and written terms before you commit; title-company closing.

Often, yes, once the right person has authority to sign. Rhode Island Probate Court appoints an executor named in a will or an administrator when there is no will; the court letters show that person’s authority. If the will gives the executor power to sell, the executor can usually use it. If the will leaves the house to a specific person, that person must agree in writing. Without a power of sale, the estate asks Probate Court for permission, and the court sets a minimum price for an allowed private sale. An estate-tax lien may also need to be discharged. The deed, will, court papers, and title review determine what applies to this house.

Yes. A sale does not cancel the lease; the buyer takes over as landlord subject to it. To end the seller’s responsibility for what happens after the sale, each tenant must receive written notice naming the buyer and giving the buyer’s address and phone number. The notice must also certify that the state rule for selling a building with open housing-code violations was followed. Bring the leases, rent and deposit records, notices, access plan, and possession expectations to the closing discussion.

Often, yes, if the sale closes before the foreclosure sale. A mortgage with a power of sale can let a lender foreclose without a court case; lenders can also use a court case. For a covered first mortgage on an owner-occupied home with 1 to 4 units, the lender normally must take part in a free mediation conference through a Rhode Island HUD-approved housing counseling agency before a power-of-sale foreclosure. Reverse mortgages, defaults on or before May 16, 2013, and other statutory exceptions are excluded. The conference is to be scheduled within 60 days after the notice is mailed. If you do not respond after two attempts or do not cooperate, the coordinator must verify the required notice and payments before issuing a certificate that lets foreclosure proceed. For a typical homeowner loan, the lender must mail notice by certified mail at least 30 days before the first newspaper notice. The sale notice then runs once a week for three weeks, starting at least 21 days before the sale. The sale is a public auction; a completed sale under the statutory power of sale ends the owner’s right to redeem the house. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

Yes, but the notice has to be handled before the sale. If you were served with a housing-code violation notice or order, Rhode Island law lets you sell without first making the repairs if you give the buyer a true copy of every notice or order. Before the transfer, you must also tell the code official in writing that you intend to sell and include the buyer’s name and address; deliver it by hand with a receipt or by registered or certified mail. A buyer who knows about the notice is bound by it. If violations remain, the code official can issue a second notice. Once final, it is recorded in the city’s land records with a growing civil penalty; the notice and lien stay on record until the problem is fixed and the penalty is paid.

No. Your mortgage, liens, back taxes, and share of current property taxes are separate. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. The title company confirms the property-specific payoffs and settlement figures.