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Our Rhode Island markets
Central Falls →
Local market data, selling options and as-is sale information
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Local market data, selling options and as-is sale information
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Estimate what you could keep
Central Falls, RI illustrative estimate
Central Falls home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Central Falls, RI (As of September 2026): $382,044. Editable estimate, not an appraisal. Source: Zillow Home Value Index
The tax is $3.75 for each $500, or part of $500, of the estimated sale price, plus the same rate on residential value above the 2026 threshold of $824,000. Exemptions may change the amount, and the threshold changes each year.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This estimate uses the tax rate and calculation shown above. Your percentage replaces it. Local taxes, exemptions and the property’s taxable value can change the final amount.
Selling a house in Rhode Island
Inherited house
Can you sell an inherited Rhode Island house before the estate is finished? Often, yes, once the right person has legal power to sign. The probate court appoints an executor, the person named in the will, or an administrator when there is no will. The court's letters show that person's authority. In Providence, the probate court is part of city government and sits at City Hall. If the will gives the executor a power of sale, the executor can usually sell under that power. If the will leaves the house to a specific person, that person must agree in writing. Without a power of sale, the executor or administrator asks the probate court for permission to sell, called a license. The court can allow a private sale but sets a minimum price. An estate tax lien can affect the house, so the estate may need a discharge before closing. The closing attorney or title company will confirm what is needed. If you need an estate attorney, we can help you find one.
Sources: R.I. Gen. Laws §33-19-3, probate court authority to sell real estate; §33-19-9, public or private sale; minimum price fixed by the court; §33-19-6, license to sell lasts one year; §33-12-6, sale to settle an estate; power of sale under a will; consent of specific devisee; §33-12-1, estate chargeable with debts; §44-23-12, estate tax lien on the decedent's real property; RI Division of Taxation, Form T-77, Discharge of Estate Tax Lien; City of Providence, About Probate Court
Foreclosure
Can you still sell your Rhode Island house in foreclosure? Often, yes, if you close before the foreclosure sale. Rhode Island lets a lender foreclose without a court case when the mortgage includes a power of sale. Lenders can also foreclose through a court case. For a covered first mortgage on an owner-occupied home with 1 to 4 units, the lender normally must take part in a free mediation conference through a Rhode Island HUD-approved housing counseling agency before a power-of-sale foreclosure. Reverse mortgages and defaults on or before May 16, 2013 are excluded, and other statutory exceptions apply. The conference is to be scheduled within 60 days after the notice is mailed. If you don't respond after two attempts or don't cooperate, the coordinator must verify the required notice and payments before issuing a certificate that lets the foreclosure proceed. Before the sale is advertised, the lender must mail the owner a notice by certified mail. For a typical homeowner loan, that is at least 30 days before the first newspaper notice. The sale notice then runs in a newspaper once a week for three weeks in a row, starting at least 21 days before the sale. The sale is a public auction. A completed sale under the statutory power of sale ends the owner's right to redeem the house. Tenants get their own mailed notice before the sale is advertised. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Sources: R.I. Gen. Laws §34-11-22, statutory power of sale; public auction; bar to redemption; Chapter 34-27 index, listing §34-27-1, complaint to foreclose, and §34-27-9 reinstated from §34-27-3.2; §34-27-9, mediation conference; §34-27-4, mailed notice and newspaper publication; §34-27-7, notice to tenants of foreclosure sale
Tenants
Can you sell a Rhode Island rental house with tenants living in it? Yes. A sale doesn't cancel the lease; the buyer takes over as landlord subject to it. The seller stops being responsible for what happens after the sale only once each tenant gets written notice of the sale. That notice must give the buyer's name, address and phone number. It must also certify that the state rule on selling a building with open housing code violations was followed. A security deposit can't be more than one month's rent. A separate furniture deposit is allowed in some furnished units. Whoever owns the house when a tenancy ends must return the deposit, minus itemized lawful deductions, within 20 days. The clock starts at the latest of the end of the tenancy, the tenant moving out, or the tenant giving a forwarding address. Wrongly keeping a deposit can cost twice the amount kept plus attorney fees, so hand the deposits and lease records to the buyer at closing. To end a month-to-month tenancy, the landlord or tenant must give written notice at least 30 days before the end date in the notice. Week-to-week takes at least 10 days. If a rented home goes through foreclosure, the lender must mail tenants a notice before the sale is advertised, telling them to keep paying rent until the sale. A fixed-term lease and tenant protections after foreclosure may limit when a tenant can be required to leave.
Sources: R.I. Gen. Laws §34-18-23, seller's liability after a sale; notice to tenants; §34-18-19, security deposits; §34-18-37, ending periodic tenancies; §34-27-7, notice to tenants of foreclosure sale; §34-18-38.1, definitions for foreclosed properties; §34-18-38.2, just cause needed to evict tenants of foreclosed property
Rhode Island real estate conveyance tax
What tax does Rhode Island charge when a house sells? Rhode Island charges a real estate conveyance tax on the deed, paid when the deed is recorded. Since October 1, 2025, the rate is $3.75 for each $500 of the price, or any part of $500. The price includes any mortgage or lien that stays on the property. A $200,000 sale owes $1,500, and a $200,100 sale owes $1,503.75. Homes that sell above a set amount pay a second tax at the same rate on the part of the price above it. For 2026, that amount is $824,000, and it is adjusted for inflation each year. A $900,000 sale in 2026 owes $7,320 in total. By law, the seller pays unless the parties agree otherwise. The tax applies when more than $100 is paid, and a deed with no payment must say so. Mortgages are exempt, and so are a few other transfers, such as deeds from the government. When you sell to us, we pay the closing costs, including Rhode Island's real estate conveyance tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
Sources: R.I. Gen. Laws §44-25-1, tax imposed, rate, threshold, payment, burden; §44-25-2, exemptions; RI Division of Taxation ADV 2025-13, conveyance tax increase effective October 1, 2025; RI Division of Taxation ADV 2026-01, 2026 threshold of $824,000
Code violations and sale requirements
Can you sell a Rhode Island house with code violations? Usually, yes, but the state has a specific rule for it. If you were served with a housing code violation notice or order, you can't sell until the problems are fixed, unless you first give the buyer a true copy of every notice or order. At the same time, before the transfer, you must tell the code officer in writing that you intend to sell, with the buyer's name and address. Do that by hand delivery with a receipt, or by registered or certified mail. A buyer who knows about the notice is bound by it. If violations aren't fixed, the code officer can issue a second notice. Once it is final, it is recorded in the city's land records with a growing civil penalty. The notice and lien stay on record until the problem is fixed and the penalty is paid, and later owners are treated as knowing about them. A recorded notice generally lasts three years unless it is renewed. For dangerous buildings, the city can make urgent repairs, order a home unfit to live in vacated, or order it torn down, then go after the owner for the cost. Under the state building code, the cost of work on an unsafe building whose owner ignored the notice can become a lien on the property. In Providence, the fire department requires a smoke and carbon monoxide detector inspection on any home being sold. When you sell to us, we're the buyer, so the repairs become our job.
Sources: R.I. Gen. Laws §45-24.3-17, notice of violation; recording; lien; sale rule; §45-24.3-19, repairs, vacating and demolition; cost recovery; §23-27.3-124.5, disregard of unsafe notice; cost a lien on the property; Providence Fire Department, Fire Prevention Bureau; City of Providence Housing Court
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