USA Home Buyers

Redding, California · Shasta County

Can I Sell My Redding House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Redding and Shasta County, California. We buy houses with liens or back taxes; the creditor or county office and title company confirm the current amounts and closing instructions. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 to talk through the property and ask for a cash offer. You can call before you have every record.

Talk through your Redding lien or tax question

Share the property address and whatever you know about the creditor, tax account, payoff, or notice. You do not need to assemble a complete file first.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know about the lien, tax notice, creditor, or payoff.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a claim that can affect a property's title or the money due at closing. A payoff is the current amount and payment or release instructions a lender, creditor, or tax office provides for a stated date. An older bill or recorded document may not show the current balance or the instructions needed for a release.

The lender, creditor, or county office confirms its current figure and instructions. The title company checks ownership and recorded claims for the transaction and uses confirmed payoff information in the closing work. Mortgage balances, back taxes, and your share of current property taxes are separate from closing costs.

Which records help, and who checks the balance?

Start with the Redding property address. A parcel number, recent property-tax bill or notice, mortgage statement, current payoff letter, creditor name, recorded deed or lien, and any court or county notice can help. The lender, creditor, or county office confirms its own current balance; the title company checks the recorded claims for the sale. Call us before you have everything if that is what you have today.

The Shasta County office links below can help you find the right records or tax contact. A county directory or assessment record does not confirm a property-specific payoff or tax-sale status.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Start with a conversation, not a complete file. If you want to continue, you review the written offer and terms before deciding; then the title and payoff work can move forward for the closing.

  1. 1. Talk through the property

    Tell us the Redding address and what you know about the lien, tax balance, or notice. You can start with the records you have; you do not need to settle the payoff before calling.

  2. 2. Review the house and written terms

    We review the house as-is and give you the proposed offer and written terms before you decide. Written offer and written terms before you commit; title-company closing.

  3. 3. Check title and payoff instructions

    The title company checks ownership and recorded claims for the transaction. The lender, creditor, or county office confirms its current payoff and release instructions for the closing work.

  4. 4. Review the closing figures and close

    Review the sale price, confirmed payoffs, applicable costs, and amount remaining in the closing figures with the title company. The title company handles the closing and disburses the sale proceeds according to the confirmed instructions.

Redding and Shasta County lien, tax, and transfer-tax facts

The City of Redding identifies the city as being in Shasta County. Use the address and the responsible county office for a property-specific question; office directories are contact routes, not parcel records or payoff statements. About Redding

County tax notices and mortgage foreclosure are different

A notice about delinquent property taxes or a county tax sale is separate from a mortgage foreclosure by a lender. Follow the property-tax notice and ask the county office responsible for that account about its current balance and status. California home loans commonly use a deed of trust, and many mortgage foreclosures proceed through a trustee sale rather than a court lawsuit. For a mortgage notice, check the lender or trustee named on it; mortgage dates do not establish a property-tax-sale deadline. Read the California Courts guide to nonjudicial foreclosure or our separate Redding mortgage-foreclosure page.

California documentary transfer tax

California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500 ($1.10 per $1,000). It applies when consideration is over $100, not counting a lien or loan that stays on the property after the sale. A city may receive half of the county rate as its own share, credited against the county tax; some cities add a larger tax. Have escrow or the title company confirm the property's county, any city tax, and taxable amount.

When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.

This closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate amounts in the closing figures.

Sources: California Revenue and Taxation Code §11911, tax rate · §11912, responsibility for the tax · §11931, city-tax credit and allocation.

Compare possible net proceeds

Use the Redding home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Redding home-sale net proceeds calculator →

What sellers say about USA Home Buyers

5.0 out of 5 on Google

Redding property liens and back taxes questions

Can I sell my Redding house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens; the responsible creditor or county office confirms current amounts and instructions for the sale.

Who checks the current lien or property-tax payoff?

The lender, creditor, or responsible tax office confirms its current balance and payment instructions. The title company checks ownership and recorded claims for the transaction; an older bill or recorded document may not show the current payoff.

Is a property-tax sale the same as mortgage foreclosure?

No. A county property-tax notice or tax sale is separate from a lender or trustee mortgage foreclosure. Follow the tax notice and ask the county office handling that account about its status. For a mortgage notice, contact the lender or trustee named on it; mortgage dates do not establish a tax-sale deadline.

What if the payoff is more than my Redding house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What records should I have ready before I call?

Start with the property address. A parcel number, current property-tax bill or notice, mortgage statement, written payoff, creditor name, recorded document, or court or tax notice can help. You can call before you have everything.

What happens after I contact USA Home Buyers?

We talk through the property and the information you have, review the house as-is, and give you the offer and written terms before you decide. If you choose to proceed, the title company checks ownership and recorded claims, coordinates confirmed payoff details, and prepares the closing figures.

What documentary transfer tax may apply to a California sale?

California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500, which is $1.10 per $1,000. The taxable amount and any city tax depend on the property and transaction, so have the title company or escrow confirm them. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Redding address and whatever tax or lien information you have.

Call Now 888-274-5006