What we take on
We buy the house exactly as it stands. You do not have to clean it out, repair fire or smoke damage, or haul debris before selling to us. You can ask about an as-is sale while the damage is still there.
If officials or your utility have restricted access, follow their directions. Selling as-is does not change instructions about entering the property or doing work there.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Reno address, what happened, what is damaged, and any access restrictions.
- We discuss the house in its current condition and give you a written cash offer and written terms before you commit.
- If you choose to move forward, a title company handles the closing.
You can call before gathering paperwork or arranging repairs.
Local safety, repair, and permit contacts
If the structure may be unsafe or access is restricted, do not enter or start work against official directions. Follow the instructions for the actual property from the responsible fire or building officials and the utility provider. Before cleanup, debris removal, repairs, or demolition, ask the office responsible for that address what restrictions and approvals apply to the planned work.
A Reno mailing name does not by itself establish whether a parcel is inside City limits. Check the actual parcel before using a City or County route. The contacts below are starting points, not a finding that a particular property has been inspected or cleared for work.
- City of Reno Code Enforcement — for City property-maintenance and nuisance questions; (775) 334-2229. This is not a parcel inspection result or a building-safety determination.
- Washoe County Code Enforcement and Washoe County building permits — County routes for code or permit questions about properties in unincorporated Washoe County. City and County routes differ, so verify the parcel's jurisdiction first.
Compare rebuilding with selling as-is
If you are considering rebuilding, compare a written repair scope and contractor estimates, what your insurer and mortgage servicer confirm about the claim and mortgage requirements, and the cost of keeping the house during the work. Set those beside written sale terms and the repairs you would take on. Use figures for this property; do not assume an insurance payment or repair cost.
The Reno calculator compares an estimated listing net with sale proceeds using your own assumptions. Adjust the inputs to match the house and your expected costs; the estimate is not a property-specific offer.
Compare Reno sale proceeds with your own numbers →Questions and contact
Fire-damaged house questions
Can I sell a fire-damaged house in Reno, NV?
Yes. USA Home Buyers buys fire-damaged houses in Reno and Washoe County, Nevada, exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
Do not enter a structure that may be unsafe or where access is restricted. Follow directions from the fire or building officials and utility provider responsible for the property. Before cleanup, debris removal, repairs, or demolition, ask the responsible office what restrictions and approvals apply to that address and work.
Where can I ask about building safety or permits in Reno or Washoe County?
First check whether the parcel is inside Reno city limits or in unincorporated Washoe County; a postal city name does not establish jurisdiction. Reno Code Enforcement handles City property-maintenance and nuisance questions. Washoe County building-permit and code routes are for unincorporated County properties. Ask the office responsible for the actual parcel and planned work about safety or approvals.
What happens after I tell you about the fire damage?
We discuss the damage and what you know about access, then give you a written cash offer and written terms before you commit. If you choose to proceed, a title company handles the closing.
How can I compare rebuilding with selling as-is?
Compare a written repair scope and contractor estimates, what your insurer and mortgage servicer confirm about the claim and mortgage requirements, and the cost of keeping the house during the work. Set those beside written sale terms and use the calculator with your own assumptions; its estimates are not a property-specific offer.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location stays with the quote.
What sellers say about USA Home Buyers
Call 888-274-5006 or send the property details through the form below.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.