No cleanup, repairs, or debris hauling before the sale
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
You do not have to clean out the house or arrange hauling before selling to us. Tell us what was damaged and what access is allowed; we can discuss the property as it stands.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- 1. Tell us about the property. Share what happened, the visible damage, access limits and the records you have. You can call or use the form.
- 2. Review the written offer. We give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
- 3. Compare the closing numbers. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. This does not pay your mortgage, liens, back taxes or your share of current property taxes.
Roanoke city safety and permit contacts
Do not enter a structure that may be unsafe. Follow instructions for the specific property from the fire department, building officials, utility providers and your insurer. Before entering or arranging cleanup, repairs or demolition, ask the responsible officials whether access restrictions, permits or inspections apply to that address.
Compare rebuilding with selling as-is
Put written repair estimates, cleanup and hauling costs, likely holding costs, and the insurer's claim information beside the written sale terms. Ask the building office whether permits or inspections apply before assuming a repair plan or schedule. Compare what you may keep after costs, not just a possible sale price or an unconfirmed insurance payment.
Use the Roanoke home-sale calculator with your own planning figures to compare possible net proceeds. It is a planning estimate; a calculator cannot determine your claim or mortgage requirements for you.
Compare possible Roanoke sale proceeds →Questions and contact
Call 888-274-5006 to talk through the damage, or send the property details in the form below.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Fire-Damaged House in Roanoke, VA — Common Questions
Can I sell a fire-damaged house in Roanoke, VA?
Yes. USA Home Buyers buys fire-damaged houses as-is in Roanoke, VA (Roanoke city). We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I have to clean up or repair the house before selling to you?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Can I enter the house or begin cleanup after a fire?
If the structure may be unsafe, stay out and follow directions from the fire department, building officials, utilities and your insurer. Before entering or starting cleanup or repairs, ask the officials responsible for the property whether access restrictions, permits or inspections apply to that address.
What happens after I contact USA Home Buyers?
Tell us what happened, what damage you can see, and what you know about access. We review the property and discuss written terms; you can read the written offer and terms before deciding. If you choose to sell, closing is through a title company.
How can I compare rebuilding with selling as-is?
Compare written repair estimates and likely holding costs with written sale terms and what you may keep after costs. Ask your insurer and mortgage servicer about your claim and loan requirements, and use actual figures rather than guessing at an insurance payment or repair cost.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the property's condition and access.