Roanoke, Virginia · Roanoke city · Back taxes and liens
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Roanoke, Virginia, including houses with back taxes or liens. You can start with the address and whatever notice or payoff information you have; the lender, creditor, or tax office confirms its current amount, and the title company checks the records for the sale.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property or ask for a cash offer.
Share the property address and what you know about the tax notice, creditor, lien, or court paper. Missing records do not prevent the first conversation.
We'll give you a written cash offer within 24 hours.
Start with the address and the information you have.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The creditor, lender, or tax office supplies the current amount and instructions for its claim. The title company checks ownership and recorded claims and uses confirmed payoff figures in the closing work. The sale proceeds and the amount owed are shown in the written closing figures.
The promise to pay closing costs is separate from the payoff: it does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Start with the Roanoke property address. A current tax bill or notice, mortgage statement, lender payoff letter, lien or court paper, parcel number, or case number can help. The lender, creditor, or tax office named on a notice can confirm its own current balance and instructions; the title company checks ownership and recorded claims for the sale. You can call before you have every document.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation about the house and whatever records you have. These steps show how written terms, title and payoff work, and closing fit together.
Share the Roanoke address, the notice or paper you received, and any amount or date that concerns you. You can start before you have every record.
We review the house as it stands. Read the written offer and terms before you decide whether the sale fits your situation. Written offer and written terms before you commit; title-company closing.
If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office confirms its current payoff amount and instructions for the closing.
Before closing, review the written figures showing the sale price, confirmed payoffs, taxes, costs, and what remains after those items. The title company coordinates the closing.
This page is for Roanoke, Virginia, in the Roanoke city jurisdiction. Roanoke County is separate. Check the property address and parcel before using a city or county contact.
For a current city property-tax balance or notice, start at the official City of Roanoke website and follow the contact on your bill or notice to the office that can confirm the account and its current status. The City of Roanoke Real Estate GIS can help orient you to a city parcel.
If you have a court paper or case number, use the official Roanoke city Clerk of Circuit Court page and the Virginia courts page for Roanoke city to find the right contact for a question about that case.
A lien is a claim that may affect the property or the money due at closing. A payoff is the current amount and instructions from the creditor or tax office. A tax-sale notice and a lender's mortgage-foreclosure notice are separate matters; use the current notice and the office or creditor named on it to check its status.
Virginia charges grantor tax when a deed is recorded. The state rate is 50 cents for each $500 of the greater of the sale price or value—about 0.1%. State and local recordation taxes are separate; exemptions and the transaction can affect the final amount, which the settlement agent confirms. The contract can also say who pays the grantor tax.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Read the Virginia rules for grantor tax, state recordation tax, and local recordation tax.
Use the editable Roanoke home-sale calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, cleanout, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in Roanoke, Virginia, including houses with back taxes or liens. Call or send the property address with whatever notice or payoff information you have; you can start before you have every record.
The lender, creditor, or tax office named on the current notice confirms its balance and payoff instructions. The title company checks ownership and recorded claims for the sale and uses confirmed figures in the closing work.
Start with the property address. If you have them, keep the latest tax bill or notice, lender payoff letter, lien or court paper, parcel number, and any case number nearby. You can call before you have everything.
No. A property-tax notice and a mortgage-foreclosure notice concern different debts and processes. Follow the contact and date on the notice you received; a tax account does not confirm the status of a mortgage case, or the other way around.
Roanoke city is the jurisdiction for this page. Start with the official City of Roanoke site and the contact on your current tax bill or notice for a tax-account question. For a court paper, the Roanoke city Clerk of Circuit Court and Virginia courts links below are official places to start with the case information.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or other office confirms the current amount, and the title company reviews the figures for the sale.
We talk through the Roanoke house and the information you have, review it as-is, and give you a written offer and written terms before you commit. If you choose to proceed, the title company checks title and payoff details and handles the closing work.
Call 888-274-5006 or use the form above. Start with the Roanoke address and whatever tax, lien, or payoff information you have.