What we take on
You do not have to clean out the house, arrange repairs, or haul away debris before selling to us. We buy fire-damaged houses exactly as they stand, so you can ask about a sale without first restoring the property.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened and what you know about the damage or access.
- We discuss the property with you and give you a written cash offer in 24 hours.
- You receive written offer terms before you commit. If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate from those closing costs.
Building safety, repairs, and permits in Rome
Do not enter if fire or building officials have marked the house unsafe or restricted access. Follow their directions and any instructions from utility personnel. Before repairs, check the requirements for the actual property and work.
For local building-inspection information, see the City of Rome Building Inspection page.
Compare rebuilding with selling as-is
Compare written repair estimates, cleanup and debris costs, any permits or inspections that apply, and the time and carrying costs of rebuilding with the written terms for an as-is sale. If you consider listing, compare likely proceeds after costs rather than only the asking price. Your insurer and mortgage servicer can explain how their requirements apply to your claim and loan.
The calculator helps compare a possible listing with estimated proceeds using your own assumptions. Its result is an estimate, not a property-specific offer or settlement figure.
Seller reviews
Read our Google reviewsQuestions about selling a fire-damaged Rome house
Can I sell a fire-damaged house in Rome or Floyd County?
Yes. USA Home Buyers buys fire-damaged houses as-is in Rome and Floyd County, Georgia. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or remove debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I ask about an offer?
We discuss the damage and the property with you, give you a written cash offer in 24 hours, and provide written terms before you commit. If you choose to sell, closing is through a title company.
Can I enter the house or start repairs after a fire?
Do not enter if fire or building officials have marked the house unsafe or restricted access. Follow the directions of the officials and utility personnel responsible for the property.
Talk with us about the house
Call 888-274-5006 or use the form to tell us about the damage and ask for a cash offer.
We give written cash offers in 24 hours.
Share what happened and what you know about the property.