Floyd County Tax Commissioner
Use the Tax Commissioner for a property-tax bill or account question. The current tax account is different from an assessment record or the payoff a creditor provides.
Rome, Georgia · Floyd County
Can I Sell My Rome House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes, you can sell a Rome or Floyd County house with back taxes or liens without paying them all off first.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the house and the notice or payoff information you have. Ask for a cash offer by calling 888-274-5006 or using the form.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks the recorded claims and works with the creditor or tax office to confirm the current payoff and release instructions. Those amounts are separate from closing costs and appear in the settlement figures. Your mortgage, back taxes, liens, and share of current property taxes are separate from the closing costs we pay.
Start with the records you have
A property address is enough to start. A tax bill, lien or court notice, recent payoff statement, or deed record can help us understand what you are looking at, but you do not need to gather everything before calling. The title company checks the recorded claims; the creditor or tax office confirms the current balance and release instructions.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk through the house and what you know
Call or use the form with the Rome address and any tax or lien notice you have. You can start before every balance or document is in hand.
2. Review the house and written terms
We discuss the house as-is and put the offer and sale terms in writing before you decide whether to commit.
3. Confirm title and payoff details
If you choose to proceed, the title company checks ownership and recorded claims, then works with the creditor or tax office on payoff and release details for the sale.
4. Review the closing figures and close
The title company shows the sale price, payoff amounts, taxes, and other settlement items. You get written terms before you commit, and we close through a title company.
Floyd County tax and land-record offices
The City of Rome maps separate city and county boundaries and says its maps are informational; confirm the right office for a specific address. For the tax or land record itself, these Floyd County offices handle different questions.
Floyd County Board of Assessors
Use the Board of Assessors for valuation and assessment questions. An assessed value is not the current property-tax balance or a lien payoff.
Floyd County Clerk of Superior Court — deeds
The Clerk records and indexes land and property documents. Its deeds page is the county route for recorded deed and land-document questions; a public record is not a current payoff statement.
Property-tax sale and mortgage foreclosure notices
A property-tax sale and a mortgage foreclosure are separate matters, with separate notices and sale status. Follow the current notice for each one and confirm its status with the office handling that matter. For a mortgage-foreclosure question, read our Rome foreclosure guide.
Georgia real-estate transfer tax
Georgia charges real-estate transfer tax based on the sale price: $1 for the first $1,000 or fraction, then 10 cents for each additional $100 or fraction. The seller is legally liable, although the sale contract can assign payment to the buyer. The deed generally cannot be recorded until the tax is paid, and some statutory exemptions may apply.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax.
Your mortgage, liens, back taxes, or share of current property taxes are separate from the closing costs we pay; those are separate settlement items.
Read the Georgia Department of Revenue's real-estate transfer tax information
Compare possible net proceeds
Use your own estimates for the sale price, mortgage or lien payoffs, back taxes, and selling costs to compare what you might keep. The figures are estimates; the title company confirms the actual payoff and settlement amounts.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Rome property liens and back-tax questions
Can I sell my Rome house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is in Rome and Floyd County, and we can discuss the house before you have every notice or payoff figure. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Who checks the current lien or property-tax payoff?
The title company checks the title records and works with the creditor or tax office to confirm current payoff amounts and release instructions. Floyd County property-tax account questions go to the Tax Commissioner; recorded land-document questions go to the Clerk of Superior Court.
What should I have ready before I call?
Start with the Rome property address and whatever you have, such as a tax bill, lien or court notice, recent payoff statement, or deed record. You can call before you have all the paperwork; the current figures can be confirmed as the sale is discussed.
Are a mortgage foreclosure and a property-tax sale the same thing?
No. A mortgage foreclosure concerns mortgage debt; a property-tax sale concerns unpaid property taxes. They have separate notices and sale status. For a mortgage-foreclosure question, see our Rome foreclosure page and follow the current notice for each matter.
What if the payoff is more than my Rome house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The creditor or tax office confirms the current amount, and the title company checks how the payoff and release instructions fit the written sale terms.
Who pays Georgia real-estate transfer tax when I sell?
Georgia law makes the seller legally liable for real-estate transfer tax, although the sale contract can assign payment to the buyer. When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items.
What happens after I contact USA Home Buyers?
We talk through the Rome house and the records you have, review the property as-is, and give you written offer terms before you decide. If you choose to proceed, a title company checks title and works through current payoffs with the creditor or tax office toward closing.
Talk through the Rome property
Start with the address and whatever notice or payoff information you have. Call 888-274-5006 or use the cash-offer form.