Saginaw, MI · Saginaw County / Foreclosure
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
If a mortgage sheriff's sale is coming up, a sale may still be possible if the required payoff, title work, and closing can be completed before the applicable deadline. If the sale already happened, a redemption period may apply; its deadline and amount depend on the property and foreclosure details.
USA Home Buyers buys houses in the City of Saginaw and Saginaw County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call USA Home Buyers at 888-274-5006We'll give you a written cash offer within 24 hours.
Tell us the property address and what date or notice you are facing.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
We review the house, the notice, the current payoff information, title, and the time available. If you want to move forward, we give you a written offer and written terms before you commit; the closing is through a title company. We use the agreement to ask for a postponement, but keep using the date on your notice unless the office handling the sale confirms a change.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
A mortgage foreclosure concerns a home loan and may proceed to a sheriff's sale. Michigan law describes the public sale and how a sale may be adjourned in MCL 600.3216 and MCL 600.3220. If the mortgage sale has already happened, a post-sale redemption period may apply. In a foreclosure by advertisement, six months after the sale is the most common period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just missed payments. Have the title company or an attorney confirm the property's current sale status, exact deadline, and amount before relying on a closing date; a post-sale redemption period is not the deadline for a scheduled sale.
Property-tax forfeiture and foreclosure are separate from a mortgage foreclosure. The notices, offices, and deadlines are different, so a mortgage sheriff's-sale date or redemption period does not set a property-tax deadline. Follow the tax notice and use the Michigan Treasury property forfeiture and foreclosure guide for the tax process.
For mortgage-foreclosure stages, see the Michigan State Housing Development Authority's foreclosure guide and MCL 600.3240 on redemption periods and amounts.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
A current lender payoff and title review help show what must be accounted for before closing. Any reduction depends on the lender and the property-specific figures.
Call or use the form with the Saginaw address, the property's condition, and any sale date or tax notice you have. You can call while you are still sorting out the paperwork.
We give you a written cash offer within 24 hours. You can review the written offer and terms before you decide whether to commit.
If you choose to proceed, a title company reviews ownership, the current mortgage payoff, recorded liens, back taxes, and your share of current property taxes. We use the agreement to ask for a postponement; the office handling the sale must confirm any changed date.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate amounts.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
The County Treasurer is the local contact route for delinquent-tax questions. The office is at 111 S. Michigan Avenue, Room 107, Saginaw, MI 48602; call 989-790-5225. Check the official page for current contact instructions and property-specific information.
Saginaw County Treasurer information →MSHDA's guide explains stages of mortgage foreclosure in Michigan. For dates and amounts for a specific property, check the current notice and confirm with the title company or an attorney.
Read MSHDA's stages of foreclosure guide →Use your own payoff and cost figures to estimate possible sale proceeds. The calculator is a planning estimate, not a property-specific offer or title-company settlement statement.
Estimate sale proceeds with the Saginaw calculator →A sale may still be possible if the required payoff, title work, and closing can be completed before the applicable deadline. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Confirm the current sale status and any changed date with the office handling the sale.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
No. A mortgage foreclosure concerns a home loan; property-tax forfeiture and foreclosure follow a separate process with separate notices and deadlines. Do not use a mortgage sheriff-sale date or mortgage redemption period as a tax-foreclosure deadline. Follow the tax notice and check with the Saginaw County Treasurer.
In a Michigan foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just missed payments. Have a title company or attorney confirm the property’s exact sale status, deadline, and amount.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A current payoff and title review can show which figures must be addressed; any lender decision is specific to that transaction.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage payoff and your share of current property taxes remain separate amounts.
Call 888-274-5006 or tell us about the property and the notice you received. USA Home Buyers buys houses as-is in the City of Saginaw and Saginaw County.
We'll give you a written cash offer within 24 hours.
Tell us the address and what is happening with the property.